National Payday Advance Not Licensed

Hi amberreyes1979

Check with the Dept of Corporation in California and put a search on National Payday Advance.

I will try to come up with some more accurate searches in the meanwhile.

You can send a cease and desist letter to the payday loan company and stop them from calling you repeatedly. Offer them a payment plan after reviewing your account in writing. Try to resolve the problem if they are licensed in CA.

amber is this national Payday Advance LLC? If so I may have some helpful info for ya

jj....Yes this is National Payday Advance LLC. What kind of info do you have for me?

This info might help. I have dealt with this company. John Cooper Claims to be a check fraud investigator. Investigator". They emailed me the following:

[quote]From: Office of Criminal Conduct [mailto:criminalconduct@cash-advance.us]
Sent: Thursday, December 14, 2006 15:11
To: Shaver GS-05 Toi L
Subject: Legal Dept. of National Payday Advance- Pending court date - PAST
DUE ACCOUNT


You owe us $380.00 and your balance is going up $50.00 per week in late
fees. We need to hear from you NOW to freeze the balance!! We will begin
calling your job, supervisor, family, friends and what ever else it takes
for us to get paid. We are not your average debt collector, YOU HAVE OUR
MONEY, so we will be calling you daily, nights and weekends. You have
slipped by so far and that is over. Call us today to avoid further
embarrassment to yourself, your business associates and your family.



We now report to the Credit Bureaus!

You must call us immediately to make payment arrangements!!!!!


Stop! collection calls, property liens, court costs and attorneys
fees, CALL NOW!!!!

We are very easy to deal with!

Call to make arrangements NOW!!!

1-800-501-6647


Mr. Cooper


Senior Legal Advisor
Check Fraud Dept., Criminal Investigation Division
National Payday Advance, LLC.
800-501-6647
775-924-2382 FAX [/quote]

Here is their info.
National Payday Advance LLC
4630 N. University Dr
Coral Springs, FL 33061
Phone 1800-501-6647
FAX 775-924-2382

They harrassed my mother and friend for the money and called my employer. I have taken care of this situation but I dont want anyone else to go through this. I sent a complaint to the BBB and the FTC and would suggest everyone do the same.

TOI,

Thank you for the information. This will probably come in handy for someone in the near future.

FYI, as of May 2009, the domain is registered through GoDaddy, and the site is supposedly hosted by Alabanza. I'm not going to post the WHOIS info for cash-advance.us because I suspect it's fake.

To complain about "harrassing e-mails from your customer, cash-advance.us" try forwarding the e-mails (with complete headers) to "abuse@alabanza.com" and "abuse@navisite.com" - no guarantees, though.

This is so ironic that I found this website. Yesterday, I received a phone call from a gentlemen with a heavy Indian accent who said his name was Chris Martin. He stated that I owed National Payday some money, he never stated a particular amount. He repeated my father and friend's name and stated that someone would be coming to my home and taking me and my father and friend to court. He stated that I would be sued for $5,000.00. Well, of course I went bullistic, and started asking him question about his company. He stumbled over his words and then transferred to, who was supposed to be a come supervisor. The supervisor ask me not to interrupt him until he was completed reading the information against me. He as me had I ever been convicted of any crimes, fruad or theft. I told him that he sounded automated and I didn't believe a word he was saying. I began praying in his ear right over the phone, he got completely silent and he said he wanted no more information from me, and stated that he was not from an attorney's but from customer service and gave me some phone number that
stayed busy all day. Thank you for putting this information out here for honest hard working people who are in this country earning their money honestly. I hope that some type of federal or international legal entities can get involved to arrest these individuals ASAP. What can we do as Americans to stop international fraud and deception of this kind?

File a complaint with the FTC and the FCC and your state Attorney General.

thanks for posting this. I had the same thing happen to me. they said don't interrupt me until I am finished speaking and read me this whole thing about how they were going to contact my work and charge me with fraud and that I owed them over a 1,000 dollars and that I needed to be transferred and pay the amount by that day with my credit card. I quickly told them I did not have a credit card and they said go to walmart and get a visa gift card and call them back. I had taken out a pay day loan but not from this company. I don't know where they got my email information from. I hope they get arrested. the number they gave me was alwasy busy and then at night it says it is disconnected. Crazy.

Besides following the advice of my post above, they are lying through their teeth. Warn your work that you suspect that a scam company may be calling work and it is not your fault, but you are dealing with the situation.

And if they send you the note like the poster above, you can sue them for a flagrant FDCPA violation (they are LYING when they mention Fraud or Criminal charges).

If you have already paid them the principal (the amount you borrowed), then send them a Cease & Desist letter and tell them to buzz off. Since they are unlicensed, they are for all intents and purposes *illegal* and can't (and won't) attempt to prosecute you for anything at all. (Plus, they are in Costa Rica and hence won't go anywhere *near* a US courtroom. See "http://whois.domaintools.com/nationalpayday.com")

All they have is words. But they sure can deliver a lot of them. And will.

I also received fake call from a Florida based number. They were speaking in very bad English, claiming to be calling from government agency who is ready to initiate legal action due to unpaid internet loan advance of USD 450. They threatened of legal consequences and offered 'Out of Court' settlement if I fax them credit card details and authorization.
Please do not fall for the scam. I made a quick search on google and found many similar cases. With that confidence I called them back to cross question and they quickly ended the call.