A Sorry Mess!
Date: Mon, 05/08/2006 - 16:56
Thinking of it now it seems funny to put it in drug user terms. But, like a drug--this fix is temporary and you have to keep at it to get the same feeling. Except I wasn't getting a "feeling" but in debt. After the first one, the next one was easy and so on. For a long time I only had 4 storefront payday loans.
When I exhausted the local PDL stores, I started looking for a "supplier" on the Internet. I found one and I was off to the races! (not literally, just give me some creative license here!). Like so many others, I was having to get one to pay the other and so forth.
I would get student loan overpayments and would use that to pay them off and then it would start again. I have or had 6!
One day a very good friend of mine bailed me out by loaning me the money to pay off the storefront PDL's (5). I was too embarrassed to tell her about the online ones. I didn't want people to know how stupid I have been with money.
I was pretty desperate when I came across this site. I had prayed for an answer to my problems with money and the very next morning. I came across this site. I am not trying to force my beliefs on any of you, but show you my state of mind. I decided to go with T&C when I found out they could work with my PDL's and credit card debts. I have had the best two weeks, just not having to worry about where I am going to get the money to pay those fees.
I have definitely learned a hard lesson and am beginning to feel hopeful again. Sadly, my health has suffered because of this stress and other stuff. My hair has started coming out, I am on another anti-depressant and the doctor just diagnosed me with Fibromyalgia/Rheumatoid Arthritis (he is not sure which one it is yet). But, because I don't have the other stress I am dealing with the health stuff a little better.
Thanks for listening to my story!
Lorri, I am so glad you found us. there aren't too many of us th
Lorri, I am so glad you found us. there aren't too many of us that don't know what you're going through. I personally remember that awful deperate feeling. Your drug metaphor is absolutely correct..It is an addiction. But you have a lot to be hopeful about, and we're all here for you.
Apart from being like a drug, this payday loan is dangerous beca
Apart from being like a drug, this payday loan is dangerous because it does not put any check on the credit or perhaps, bad credit. They just want you to be trapped in it.
Lorri, do take care of your health also. You have learnt your lesson so far. Now, you won't rely on it anymore. Your health is more important for your near and dear ones. Just keep the good faith on you.
Just like wtih drugs, financial troubles take a lot of work, str
Just like wtih drugs, financial troubles take a lot of work, strength, and patience to get over. We're glad to have you here Lorri, and I am still very much interested in some writing from you in my magazine! A teacher could only put out the best! :D
Lorri, I'm so glad you found the site, and I think the drug a
Lorri,
I'm so glad you found the site, and I think the drug analogy is a good one. Same kind of spiral effect that takes a lot of effort to get away from. But you've taken the first step, and are not alone in what you are going through. :)
Thank you all for your comforting comments. I don't know why I u
Thank you all for your comforting comments. I don't know why I used a drug themed analogy as drugs have never been part of my life, it just seemed to fit what I was trying to say. Ari--I would still like to do some writing for you. Tell me what you want and I will do my best.
You said your specialty is education? What do you teach? Social
You said your specialty is education? What do you teach? Social sciences, social problems, art, music, and anything else is welcome in the magazine. Erzeke1 already submitted her piece, we're just waiting for everyone else while I edit hers and get to work on the web page.
Lorri, I've said the same things about payday loans--comparing t
Lorri, I've said the same things about payday loans--comparing them to drugs. I've never been into drugs, but I do believe that these payday loans are like drugs..It's so hard to stop.
Any financial ploy can be like a drug. Some people are spend add
Any financial ploy can be like a drug. Some people are spend addicts who can't stop using credit cards just like my ex. Having an outsider's view of his financial farce made credit cards feel like plastique explosives to me.
Ari---I teach second grade so my experiences in education are ve
Ari---I teach second grade so my experiences in education are very "elementary". However, I do enjoy other types of writing---do you have any particular topics I could focus on? I know you said art, music, social issues---any others?
OOOOOHHHH---History is my thing! Now my mind is working overtime
OOOOOHHHH---History is my thing! Now my mind is working overtime!
YaaaaaaY! Anything from women's liberation history, to art histo
YaaaaaaY! Anything from women's liberation history, to art history - whatever lights your fire, would be a fabulous addition! I'm also sure that being a teacher, your writing flair must be some of the best!
Well, I don't know about that----but I can make a stab at someth
Well, I don't know about that----but I can make a stab at something. Maybe some type of editorial or ?
Editorial is fine, don't be afraid to use your imagination! Shor
Editorial is fine, don't be afraid to use your imagination! Short stories are welcome to add enchantment and fun to the magazine!
Good! They add the fun and entertainment to the magazine!
Good! They add the fun and entertainment to the magazine!
Ari---I have a really dumb question. How will you make money fro
Ari---I have a really dumb question. How will you make money from an online magazine? I guess I don't understand how it all works. I am still trying to understand how people make money from blogs. It has been explained, but I just don't get it.
To tell you the trusth, I'm just starting to learn that myself a
To tell you the trusth, I'm just starting to learn that myself adn don't have all the answers just yet!
ARi---I am trying to put together something on teaching children
ARi---I am trying to put together something on teaching children while they are young to save money. Would you be interested in something like that?
MattGar, this thread was last posted on May 16, 2006.
MattGar, this thread was last posted on May 16, 2006.