verify offerings regarding a loan

This sounds VERY shady to me. What kind of loan is this? You should never have to pay fees upfront for any kind of loan. I would be very wary if I were you, this definitely sounds like some kind of scam.

If you are looking for a loan to pay off your debt, you may want to look into consolidation without a loan. In many cases, it can be a better option. However, if you are sure you want a loan, I would look somewhere else, because the offer you are describing sounds like a scam.

Hi adorableade

Do a comparison with other companies in the market. Check the interest rates offered on the principal amount. You might see the difference.

Besides, you will never have to pay any upfront fees for the loan amount. I won't say that charging initial consulting fee refers to a scam because they have not put it as an upfront fee. You have your choices to work with this company or look out for another one.