A question about HSBC Credit Card account

HSBC is very hard to deal with. T&C probably did send the proposal but HSBC may not have it recorded on your account yet. Call T&C and ask to have them fax one over the HSBC. It is a collection tactic w/them.

This is very common with HSBC. They think since they are a big corporation they can get away with anything at anytime. Be very cautious of HSBC.

Well, thank you both very much. I did call T&C this morning and they had sent something to HSBC and said this was a collection tactic. HSBC tried to get me to send a payment to them anyway and I said No, I can't. Hasta la vista BABY!!! (I didn't actually say Hasta La Vista Baby, but I wanted to.

Lorri,

Please use caution when dealing with HSBC. They will try and sue you for the amount owed plus attorney fees and court cost.

Why do they do that even if you are with a company like T&C? Doesn't HSBC work with T&C? Do they try and sue all customers that are past due or what?

Hey you guys, who is HSBC? Is that HouseHold? Just wanted to know cause I have an acct w/ HouseHold credit & I have had no problems w/ them since I have been w/ a CCA.

HSBC is my Household Bank mastercard account. I am hoping that I don't have any problems with them either. I keep reading about different ones having issues with them but I don't know the details.

I have HSBC and they are with T&C I have had no problems with them so far. I also have Beneficial with T&C and they are part of HSBC - I have a personal loan with Beneficial & T&C are paying them the same amount payment as I was before I defaulted on everything.

hello to hsbcbank i appliedfr ccard and recieved a mssge frm u i got REF NO200811701352 iwant no my creditacrd status .

hello to hsbcbank i appliedfr ccard and recieved a mssge frm u i got REF NO200811701352 iwant no my creditacrd status .

I had one of their 'bad credit' Credit Cards. I had to miss a few payments. I e-mailed and called. FINALLY they got back to me, via email. they said if I could "make a $100.00 payment now and a $100.00 payment on the 15th, of May, that my 'status' would be up to date. Gosh...I never realized late fees, missed payments, etc..could be SOO high! I tried to explain to them my 'situation'. It was like talking to a wall. I'm STILL trying to work something out with them.

I was furious to receive an actual credit card bill from them for $70, despite the fact that I never authorized a credit card account from them, never received a credit card, and never charged anything.

I phoned them TWICE to tell them to take me off of that account, and they said they did, but I still received a bill today (for $0) but they are still sending me the statements when I DON'T WANT THEM!! How could this happen?? What crooks! :evil:

I thought I posted this message but it didn't appear, so hear it is again.

I received a statement in the mail from these crooks for $70,despite the fact I had never signed up for their credit card, never even RECEIVED a credit card, and never charged anything. I am furious.

I phoned them and told them to remove me immediately and they said they would. But I still received a second statement with the same charge, so I phoned them AGAIN and they said they removed the charge.

Today I received another statement ($0) but the fact that I am still getting statements from them is burning me up :evil: as I do not want their credit card. What do I do??

I thought I posted this message but it didn't appear, so hear it is again.

I received a statement in the mail from these crooks for $70,despite the fact I had never signed up for their credit card, never even RECEIVED a credit card, and never charged anything. I am furious.

I phoned them and told them to remove me immediately and they said they would. But I still received a second statement with the same charge, so I phoned them AGAIN and they said they removed the charge.

Today I received another statement ($0) but the fact that I am still getting statements from them is burning me up :evil: as I do not want their credit card. What do I do??

I thought I posted this message but it didn't appear, so here it is again.

I received a statement in the mail from these crooks for $70,despite the fact I had never signed up for their credit card, never even RECEIVED a credit card, and never charged anything. I am furious.

I phoned them and told them to remove me immediately and they said they would. But I still received a second statement with the same charge, so I phoned them AGAIN and they said they removed the charge.

Today I received another statement ($0) but the fact that I am still getting statements from them is burning me up :evil: as I do not want their credit card. What do I do??

The statements you are getting...are they STATING your Bill is $0, or are they stating your 'available credit' is $0? If THEY are saying you don't have an account from them, any longer, you shouldn't be receiving ANYTHING from them. NEVER signed up for the card, either?! WOW..I'm not really sure what to say on 'that one'. I'm sure someone will answer your thread, who has knowledge on this.

If you didn't sign up for an account with them then I think you should pull your credit reports and find out if there are any other accounts that may be on there that you didn't authorize.

You might also consider filing a police report for ID Theft.

Oh..yea..haven't thought about THAT one. It's 'amazing' how people can get information on OTHER people, of course, if this IS the case.

You should call and ask for their fraud department. Explain that you never signed a credit application and never authorized the account to be opened.

I would also put that much in writing and mail it to them certified, return receipt requested. Don't mail it to the same place they show for payment - their "address for correpondence" will be somewhere on the statement.