Processing & Recovery Systems 904-725-7844

Is the original creditor a storefront or internet lender?

It sounds like they pulled one of the most common collection tactics on you, threaten you with a ridiculous deadline to pay. If it is possible, you should get in touch with the creditor and see if you can arrange payments with them.

Hi Guest,

I am sure this collection agency did not follow any of the fdcpa laws while attempting collections on you. Did they give you the details of the debt in writing? The original creditor has to do the authorization of this collection agency in writing.

Making threats to recover the debt is also a violation of the federal laws. You can make a legal case against this CA by recording the phone calls and listing down the dates and time of making contact with you. Give it to your lawyer and he will guide you in the rest of the case. If the case is built up, the company must compensate you for each violation of the Federal Act.

Read the following article on Fair Debt Collection published in the FCIC and The FTC

It was an internet lender, I don't have my records at work but I believe EZ Loan might be one I'd already paid through another collector. If still owed I will pay, but no way to come up with it all at once, I'm most concerned that they will be constantly calling me at work until I pay.

I received a call from them as well stating that i commited interstate wire fraud and that my county would contact me (not a summons they said)if i did not pay within the hour. They want more than twice back in payment and I am at a loss as of what to do. I do not want to be arrested as they said and live in FL and am wondering if they can do this? I asked for a debt validation letter and was told there was no such thing for this type of vcollection/payment. Anybody have any help? I am at a loss. It is for one loan of $300 and I have never done this before. Thanks for any input.

They are trying to scare you. You cannot and will not be arrested

Chrusti

Look out for the mailing address of the CA and throw a debt validation letter by certified mail with return receipt requested. The company must give you the details of the debt account after receiving your letter. This will prove that they are making legitimate collections. You have the legal rights to refuse payments till the accounts have been properly given to you in writing. Have you tried to work out something with the original lender? They might be the easier ones to work with.

Yes, and the original lender told me I must deal with them Processing and Recovery systems. I have been trying to find an address for this company and have so far been unsuccessful. I do have Dimah Financial's, but I do not know if that would be sufficient or if I need to contact this Processing and Recovery Systems as well. They are out of Jacksonville FL and I have tried various ways of getting their address, including anywho reverse number, yellow pages, BBB, etc. Nothing. I asked for debt validation from original lender and all i got was the loan doc via email.

pissytissy

The address of Processing and Recovery systems must be available with the BBB for the purpose of reporting the consumer accounts. You can give a call to the CRAs and look out for their address.

My husband and I got into debt with various payday loan companys, so much so that we had to close our bank account. We got a call from a Brian Mercer with Processing & Recovery and he was very misleading - he came across as a detective or gov't official. I called our state atty generals office and filed a complaint.

I was contacted twice by this collector from two numbers:
904-725-3923
904-725-7844
Both times upon answering a female identified herself as Processing and Recovery Systems - then added "Interstate Fraud Division." The first call I recieved I was led to believe this was some sort of official inquiry and asked her to repeat her 'agency.'
These idiots were NOT looking for me but my brother, who I haven't had contact with in over 5 years. I told her so. Then I checked out the company and found this website. This is NOT a law enforcement agency - apparently it is their 'scam' to mislead people into believing they are.
After telling her I had no contact with him she simply hung up.
Three weeks later - same person, same call and I went off on her angrily that I had no contact with the person she was looking for and not to bother me again - she simply hung up when I wa in midsentence.
Now my question is since it is not my debt and I'm not even the person they are looking for - how would I stop them from calling? I know if it was my debt I could send a cease & desist but its not my debt and I have no address.

I was contacted today by a woman ..and she said she was from the district attorney's office and that I was being processed and charged with " hot check writing & interstate fraud"!!! Let me tell you ..I did get VERY WORRIED!! She said that it was for the payday loan company E-Z Loans. I asked her again what agency she was from and then she just said "from processing". Can anyone give the address to this place so I can file a complaint with the FTC....also any advice you can give me will help put my mind at ease.

[font=Arial][/font][color=Black][/color][size=3][/size]The address for Processing & Recovery Systems is 6501 Arlington Expressway, Jacksonville, FL 32211. I received a call from them this morning. The woman pretended to be an official from the Duval County Court. She was collecting on a three-year old disputed debt with Aaron's Rentals. When I asked for her address to send a letter to stop phone calls, she said "We'll serve you today!" and hung up. I will be filing a complaint with the FTC immediately.

Click on a Business Name to view its report.
Company Name Address City/State/Postal Type of Business
Ethelyn's Skin & Body Clinic 6501 Arlington Expy Ste B164 Jacksonville, FL 32211 Massage Therapists
National A-1 Advertising, Inc. 6501 Arlington Expy Jacksonville, FL 32211 Advertising Agencies & Counselors
Capital Recovery Service 6501 Arlington Expy Ste A-201 Jacksonville, FL 32211 collection agencies
Alero Security 6501 Arlington Expy # B215 Jacksonville, FL 32211 Security Control Equipment, Sys/Monitor
Empire Recovery 6501 Arlington Expy # B100 Jacksonville, FL 32211 Collection Agencies

Here is what I get when I do a better business search by address.