A reply from Plaza Associates.........!!

Date: Fri, 05/26/2006 - 16:05

Submitted by kchahn
on Fri, 05/26/2006 - 16:05

Posts: 167 Credits: [Donate]

Total Replies: 3

Actually recieved a reply from Plaza Associates today. Regarding the DV letter sent a while back.
They state, in part:

This is in response to your recent communication.
We have noted this file and will cease further collection activity.

Accordingly, we are closing our file in this matter and will return this account to creditor mentioned.

Any questions regarding credit report should be addressed to the creditor, listed above, as we DO NOT? report to the credit bureaus in any form or fashion.

Persoanlly, I'm kinda surprised they replied.

Good for you! You can make arrangements with the original compan

Good for you! You can make arrangements with the original company without dealing with the CA.

I guess, the CA had nothing much about your account and reply back to the debt validation letter. I take it as a good point and deal directly with the company.

Have you offered a payment proposal to the original company? Notify them about your proposal and wait for their response. Meanwhile, check your credit report and see if this CA has entered anything in your file.

lrhall41

Submitted by Gretchin on Fri, 05/26/2006 - 16:17

( Posts: 482 | Credits: )

I'm suspecting that it'll be passed on again, with or without a

I'm suspecting that it'll be passed on again, with or without a letter being sent.
Creditor listed isn't even the original anyway!

midland credit management?? What kind of reputation??

And if Plaza Associates can't/couldn't verify anything, why should I think Midland is gonna be able to?

lrhall41

Submitted by kchahn on Fri, 05/26/2006 - 16:30

( Posts: 167 | Credits: )

Written records with different companies will make your dispute

Written records with different companies will make your dispute stronger with the credit bureau. You can request the bureau to investigate the account for you. Show them proof that your communication with different companies gave no results.

Having the proof of your dispute, the credit bureau must get the accurate details from the information provider or remove this item from your file.

Some topics on midland credit management picked from this forum

http://forums.debtcc.com/forums/reappear.html

http://forums.debtcc.com/forums/hire-tocollect.html

http://forums.debtcc.com/forums/account-transfer.html

lrhall41

Submitted by Gretchin on Fri, 05/26/2006 - 16:40

( Posts: 482 | Credits: )