Need help on consolidation!!

Hi kbluvscats---Welcome to the forum. T&C is a debt consolidation company that many of us here have used or are using succesfully. Tell us a little bit about your debt situation. Have you spoken to one of the debt counselors?

Hi

Would you mind telling us something about your debt related problems? Everyone here learns from others experiences and does an active interaction.

Please tell us something about your financial problems and we will try to give sound advice. As per as professional help is concerned, someone will give you a call back and discuss about your debt accounts. Hope the free counseling helps. :)

Well, I have five payday loans ranging from $100-300. I also have one credit card account with a balance over $1000. It has gotten to the point where I can no longer pay my other bills due to me paying the interest on the payday loans. I have decided to close my checking account for good and just not have a checking account. The reason I am doing this is because this is not the first time I have had a problem with payday loans. If I keep a checking account I will always be tempted to do it again. I have tried giving my checkbook and checkcard to a family member and letting give me what I need to pay the bills. This didn't work for me. So I am at my witts end trying to figure out what to do. I have been lurking here for quite awhile and have seen T&C mentioned. I am just curious as to whether I can consolidate all these loans.
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need a solution!!!!!!

what encash debtcc points?

kbluvscats---well it certainly sounds as if you would benefit from something like consolidation, but I of course am not a debtcounseling professional. I do know that T&C does work with paydayloans. Make sure you take full advantage of the free debt counseling and ask lots of questions. Ask them whether T&C would be beneficial to your financial situation.

I was in pretty much the same type of situation as you. Once I did go into consolidation, I was giddy relief that I know longer had to deal with the payday loans. You have definitely made a positive decision by coming to this site and signing up for help. Keep visiting and posting questions here as you progress in solving your debt. Everyone here is very knowledgeable and enjoying helping others in this situation.

diane jones, do you need debt help? Please share your problem with us.

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