Lien question in FL?

Date: Tue, 05/30/2006 - 11:45

Submitted by krazykoot
on Tue, 05/30/2006 - 11:45

Posts: 6 Credits: [Donate]

Total Replies: 4

I have a question about a debt collector imposing a lien on a paid for home. My mother recently had a judgement from Carmel Financial. It does not say anywhere in the judgement about a lien, but apparently they threatened to do so. Can they at a later dated place a lien on her home? She is trying to sell her property and is unsure if they have placed one all ready or if they are going to. She is afraid to find out fearing they will make her pay and that she will not be able to sell. We live in FL and all I could find on the subject was that they cannot take your home under homestead exe,ption, but could place a lien for remodeling, purchases, etc. I was a bit confused. Does that mean they can place a lien on it if the original debt was for improvement of the home. This was for a rainsoft system that never worked properly and which they tried to get the company to takr back, but said company refused saying that my mother owed them. What can she do now? Thanks.

Hi krazykoot Liens can be placed on the property provided it

Hi krazykoot

Liens can be placed on the property provided it has been mentioned in the contract with the original company. In general, you won't lose the real estate; rather the title will get impeded by having additional liens. Your foremost concern should be to clear the debt prior to sale or transfer by some other means like a will. You can also try a free consultation with the real estate attorney for more detailed information.

lrhall41

Submitted by john on Tue, 05/30/2006 - 12:33

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I will like to add for the information of the homeowners to chec

I will like to add for the information of the homeowners to check how their property is titled. Everyone should be informed about the laws of the resident state concerning such matters. For example, there is a difference in "tenancy by entirety" when it comes for real property and community property state.

lrhall41

Submitted by Gretchin on Tue, 05/30/2006 - 12:37

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Thank you very much. I will try to help her out with these sugg

Thank you very much. I will try to help her out with these suggestions.

lrhall41

Submitted by krazykoot on Tue, 05/30/2006 - 14:08

( Posts: 6 | Credits: )

Krazykoot, do let me know what your mother thinks about it. I wi

Krazykoot, do let me know what your mother thinks about it. I will be waiting to hear back from you. Then we can plan to move from that point. :)

lrhall41

Submitted by Gretchin on Tue, 05/30/2006 - 16:41

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