Has anyone used cash net usa?
Date: Mon, 06/05/2006 - 11:31
cashnet usa statement
Linnie, I remember reading in this forum about CashNet USA. I put a search on them and here is what I picked. Get some help from this thread on CashNet USA and make your moves. I have heard them making numerous debits in the bank accounts. Review your statements thoroughly for CashNet USA.
Have you tried to get in contact with them and offer your payment plans? You can decide after they respond to your payment proposals.
pdl cashnet usa
This is my only payday loan that I did not default on. I am still making payments with them and have not had any issues to date. But again. I have paid them so much that is it now over the principle. Way over. I wondered if they did shady practices of any sort and after reading that thread, I got my answer
cashnet usa and state laws
Have you checked the state laws about the permissible interest rates and fees? Use your state laws as a weapon if you have paid excessively on this account. You are likely to have a refund in such a case.
cashnet usa and The Check Giant MGR
Linnie,
This is the only one I have a loan w/ that I am having problems w/....I have gotten all others to send refunds. I have decided to just pay on this. I did add this to my acct w/ T&C they at first would not accept...but I recd an e-ml from "The Check Giant MGR" & said they would work w/ a pymt plan. I told him I wanted the acct history in full on paper & that I only wanted to be contacted via usps....I still get 1 call every day, but I don't answer. I know this doesn't help you much, bu tI wanted to add my input.
cashnet usa info
Thank you for this info. Good to know stuff. I don't know what avenue to take with them. I do have state usury law that protects me from paying over a 30% cap a year. anything else is prohibited. Are they easy to get an address from. And, I wonder if they will adhere to a cease and desist letter regarding phone calls.
cashnet usa / cease&desist letter
I don't know about the cease & desist ltr, that is my next step. I am planning on working on that this wkend.
a brother, the above was me, got kicked out again :(
a brother, the above was me, got kicked out again :(
cashnet usa communication
All I did was this
I Linnie Kitty Kat, am requesting "name of your PDL" and any by any other name you are affilated with a "CEASE AND DESIST" of all phone calls made to my place of work and home effective immediately. All forms of communication must come via US Postal Service from this day forward.
I faxed this and ALL call from everyone stopped
you referred to yourself as "kitty kat" and they actually took y
you referred to yourself as "kitty kat" and they actually took you seriuosly?? that's hilarious! Do they even read these letters and faxes??!!
naaaaaaaa, thats not my real name. I just did not want to post
naaaaaaaa, thats not my real name. I just did not want to post my real name on the forum :lol:
cashnet usa check faxes
I think they do read faxes though. I have always had luck faxing because I believe they check faxes regularly. some people need to fax in info to get their loans. I put on the end of my fax:
I receive acknowledgment that you have received this fax. What you do with it once recieved is YOUR responsibility to give this the attention it deserves
pretty good huh!
cashnet usa responsibility
Linnie that's a good statement that you put on the end of your fax. It definitely puts the responsibility on them!!
cashnet usa pdl information
Here is another one for ya, if you have a PDL that is in default or collection and you are presently with T&C or another consolidator and they do not want any part of that, just tell them this (In writing of course)
THIS IS AN ATTEMPT TO PAY A DEBT. YOU HAVE BEEN INFORMED THAT T&C IS TAKING CARE OF MY FINANCES ON MY BEHALF AND WILL BE SENDING PAYMENTS DIRECTLY TO YOU FOR THE ACCOUNT OF (YOUR PDL NAME). THEY HAVE FORWARDED YOU THE PROPER PAPERWORK BUT YOU HAVE FAILED TO RESPOND. IF YOU DO NOT COOPERATATE WITH THIS ATTEMPT TO PAY THIS DEBT, IT WILL BE NOTED.
IF YOU DENY ANY ATTEMPT TO WORK WITH T&C ON MY BEHALF, YOU WILL IN FACT BE DENING PAYMENT TOWARD THIS DEBT AND THIS WILL BE NOTED.
Sounds good!! At one point, it seems like taking control and bab
Sounds good!! At one point, it seems like taking control and babysitting the lenders :) Leave them with no options but to work with you, if they want to get paid.
Heck yeah, and if they are turning down payments regardless of w
Heck yeah, and if they are turning down payments regardless of where the payments are coming from, they are refusing to accept money toward the account they are trying to collect on. Go figure?
Linnie I love this...The calls REALLY stopped....can I do that w
Linnie I love this...The calls REALLY stopped....can I do that w/ car pymts I am behind on as well....I am paying them, I am just behind a little & they LOVE to call & ask me when I am mailing them...
Do you have HSBC by chance? My car payments fell behind wben I
Do you have HSBC by chance? My car payments fell behind wben I got into the PDL trap. You have the right to tell them which number to call (as well as which not to call) and when to call and when not to call but remember you have to leave a window for them to atleast contact you. I forget where I found the unfair collection laws on the internet but from what I remember, you can request they stop calling a particular number but you will want to put that in writing AFTER you tell them verbally on the phone. Like if they are bugging you at work. Seems to me they can not call on Sunday. I gave my cell phone and told them I was only available from 9 to 7 monday through Saturday. I asked about HSBC bacause they will dial your number every hour of every day. I just ignored after I explained when I was going to get caught up with payment. Seemed to work for me. This is your right to request this.
One more note, with your car loan, they will need an active phon
One more note, with your car loan, they will need an active phone number to call you. Don't shut them out completely. Car loans are very important
Linnie, I have them calling my cell phone only, they just drive
Linnie, I have them calling my cell phone only, they just drive me CRAZY!!!!
I know but at least that is the best phone to call, I have mine
I know but at least that is the best phone to call, I have mine on mute. Just do your best to get your car caught up. It took me only two months and I felt great. You sound like you are getting caught up so it will not last for long.
Linnie I forgot to answer you about HSBC...I do have an acct w/
Linnie I forgot to answer you about HSBC...I do have an acct w/ HSBC. I have had them w/ a credit counseling agcy since Feb 05...so I have not heard from them since.
little bit of advise
hey everyone,
I am a collector... but a nice one... lol :D
there is no need to worry about these payday loans. The lender cant do anything to you, it is your bank that you need to worry about, they will close your acct if these wissywashie loan companies over draw your acct.
Collectors will pressure you with the possible court hearings and extra fees, well let me tell you that this is not going to happen. By the time you are getting collection calls the loan has been bought by rich investors, they are not going to take you to court or anywhere else. Maybe the crazy farm if you worry to much about this loan. :roll:
ok talking to a PRO Collector here... lol remember these steps..
a debt collector cant ( CAN NOT) call your place of employment more than one time every 3 days , 7 days in some states, they cant call you on your cell and home # more than 1 attempt every 7 days from 8 am to not pass 9 pm your time zone. you can send a tell them over the phone to cease and disist ( which is good for 7 -10 days) and then send it to them in writing. you can either stop any phone communication or/and all communication including via us mail. Yes you get the money, but in the long run it is costing you and arm/leg in fees and ruining your chance to have a banking acct again or for at least 7 yrs.. this goes on your credit report. Bet you didnt knw that did you.. yes it does as a bad debt.. and it stays on your credit report for 7 yrs. and can affect you ever getting credit again. Please keep all this in mind.. and NEVER, NEVER LET A COLLECTOR SCARE YOU INTO DOING ANYTHING YOU DONT FEEL RIGHT DOING. THAT IS WHY WE HAVE THE fdcpa. the P stands for Protection... have a good day....
Beware of Pay Day Loans!!!!
I have an installment loan through Cashnet USA and United Cash loans and am currently in default with both since I had to close my bank account due to them recently overdrawing my account. I had to close my bank account at my previous bank for them to stay away from my new checking account. These are loan sharks along with any other pay day loan companies. I was needing the money to catch up with some bills and take a mini vacation on and felt like I was being bullied by them and never got to catch up with bills. I am never going to get these loans again since they are so bad. I just called the customer service number (collections) and the woman was rude straight off the bat I fired back at her too since I don't appreciate that! So, I do not recommend anyone to get a loan from these companies because once you get a loan they will eat you alive on interest/principle rates to the point where you can barely pay for your other bills. Stand up for your rights!
Do not do business with them
Do not do business with cash net usa.... Personal information is either being sold or their systems being hacked into.....this is the second time i have done business with cashnetusa.com and it does not fail a week later you will be getting a call from some damn indian saying he or she is from a federal bureau threating me with legal actions. They are the rudest people ever to talk to. Both times i have taken a loan out with them i recieved a call from god knows where. These people that are calling are scams!!!!!! Do not provide any personal information to them even if they read of all yours to you on the phone. They will have your social, place of employement, your email, your home address and the name of your bank. Do not give or send them any kind of cash. They are scam artisits!!!!!!!!!!!!!!!!! I have gone to the police, called the fbi and filed reports. These scam artists are getting your information some how and trying to scare you into giving them some kind of money. I have never givin them any kind of cash so please for your safety dont give these bastards any kind of info. Call your lender first and verify what is going on first. I hope this will save you trouble and your money.