Pay day loan advice

You need to put a block on these pdls from debiting your account or close the account and open a new one. And you need to revoke your authorization allowing them to debit your account. You then need to file a complaint with the AG's office, this can be done online. Then use the settlement letter on this site inserting OH's pdl laws in it and add that you have filed this complaint with the AG's office. You need to fax, e-mail, and mail the letter to the companies. Hit them with it everyday if you want. OH only allows $15/$100 and NO ROLL OVERS. If you have been paying on these since May then you have already paid the principal, interest allowed by laws back and THEN SOME. Demand that they mark your accounts paid in full. Expect them to call when you start this process. They will threaten you with Fraud charges and arrest, but that is a lie and a scare tactic they use to try and scare you out of your money. Don't be afraid of their calls, they are just a voice on the other end making a threat they know is false and that is illegal, let them know that it is called extortion.

Can I ask how many internet pdls you have and how much you borrowed from each one. Since you said you've been paying on these since May, I'm guessing these are internet pdls. But if you have any storefront pdls you need to make payment arrangements with them because they are licensed and can/will take you to court for a judgement.

I received a call from above subject and my caller id came up bristish columbia.????

You will find that some of these pdls are located in BC, UK, and Malta. They think that protects them from following US laws.

I should also add, that many will also have physical addresses in the US. I found a website for pdl companies telling them how to operate their internet pdl in Malta, BC, and UK so that they can avoid the US laws.

I live in Maine and have the same trouble what can I do?

Can you help with payday loans in Texas?

I am in the same situation. I want to closed my account but I thought that it was illegal to do so. I live in TX. Please let me know your thoughts.

Thanks

If you are being robbed, close your account. Please visit my site for more information on these internet loans.

I live in La. I have 8 payday loans.Can I be arrested if loan company turns unpaid checks over to d.a.

If I close my account cant they turn the checks over to d.a. and have me arrested

I live in the state of la. I am on social security.I got in payday loan hell due to illness.Can I be arrested if I dont pay them.

Louisiana prohibits criminal action for defaulting on a payday loan so no they cannot have you arrested! Did one of these companies tell you this? Please post more about your situation...what company or companies are you dealing with? We may be able to steer you in the right direction. Are your loans internet or storefront, or both? How much did you borrow from each and how much have you repaid so far?

They are all storefront loans. 2 I have had over a yr.

I have 6 for 350.00 and 2 for 270.00. I have paid on all 6 months to 2 years

cant they turn my check over to d.a.

The storefronts are required to be licensed so they follow the laws of your state. The best thing would be to be honest with them and propose a payment plan to them. They cannot prosecute you as far as I know..........they will say that to scare you!!! Don't let them. Offer them a payment plan that you can afford.

You can only pay what you can afford. Always place your immediate bills above the payday loans. Food, rent, electricity...etc, need to come first. In the meantime, tell them how much you can afford in payments, and be honest with them. Would they rather you not pay anything or receive what you can pay over a period of time? Pay only what you can, not what they tell you.

hi i really need som eadvice and help i have 4 payday loans out ist was for 250.00 back in oct 2006 i'm paying 75.00 a pay total paid back to date is 1425.00 next one i did two one for 200.00 from 4-sgo 60.00 a pay totail paid back is 1020.00 next is from ftr loan for 200.00 paid back to them 1020.00 last one was from arrowhead for 300.00 in dec total paid to them is 1530.00 my question is i think i am due a refund how do i go about stopping them for taking out of my account and getting in touch with them about maybe being intiltle to a refund help i so learn my lesson on getting payday loan never again

What state are you in?

new jersey

Joisey?

hi guys i have 3 payday loans. one with Cash Advance, One with Quick Cash and another with a pawn shop how do i stop these from hitting my bank if my account is already in the neg and i cant pay these loans til the 20th since my job changed payroll places and the pay day loan companys said that it must be paid by deadline or they will hit my account and its already neg PLEASE HELP

help, I have 5 payday loans. I have defaulted on one CTC. and they are hounding me and my employer. I have offered to make payments but they will not hear of it they want it all at once and are telling me I can reloan the next day. I jus want to pay it off but I only get paid monthly and can not afford it. I live in IL.

Are these storefront or internet loans?

Oh my God! I need your help. I am from Michigan and have taken out about 5 payday loans trying to keep up bills do to cut backs on my job and trying to releave debt. All of the loan have been done thru the internet. The padayloans are: MyCasnow, Webpayday, ameriloan, PaydayMax, M1YDirect, Oneclickcash, and Thinkcash. And because PaydayMax put the whole amount thru because the said I did not call my checking accouunt is over 500 Non Suff Funds I now have to choose between paying my care which I must so they won't come get it or paying Paymax and the others. I want to all the payday loans but I just cant afford to have them take out of my account anymore. What can I do I never been in this situation before. I have been paying them faithfuly and did not mean not to call and now may account is thrown off due to PayMax and I will not be able to pay all of them every two weeks. What should I do they siad they will keep sending it and this is and will cost my bank account to go up even more for NSF's only because of PaydayLoans. I almost feel like I should resign (which means quit)from my job of 21years and use retirement money to paythem. What should I do???

These are internet loans?

lethink, do not quit your job of 21 years to pay these loans! We can help you here! You are actually dealing with some illegal companies here. Please post your situation and we can help you! :D

I have a payday loan out with TJF Corporation among others...I put a stop payment on them all so that I could work out a reasonable payment plan to get out from under this debt. Now there is a guy named Kevin Petersen (or at least that is the name he is using with me) with a company called United Pay Services threatening me with jail if I don't send them $460 by Western Union. I don't if that it is the right dollar amount or not, so I asked him for some documentation and he said no, the only way I can get that is to go to jail. Advice anyone?

Thanks.
Robin