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EDollar Direct

Date: Wed, 06/21/2006 - 19:38

Submitted by kevntn
on Wed, 06/21/2006 - 19:38

Posts: 60 Credits: [Donate]

Total Replies: 56


Does anyone have any info on these people?
I have a phone number of 866-840-4593. I have called left messages, faxed, and emailed but dont get a response.


EDollarsDirect
P.O. Box 750568
Las Vegas, NV 89136

Got this info from BBB website. The report shows that BBB has not processed any complaint against this company, however, BBB encourages people to check their license. I don't know why, BBB has given an educational resource on ID Theft in the profile of EdollarsDirect. Please, visit them @ BBB.


lrhall41

Submitted by stella on Thu, 06/22/2006 - 03:41

( Posts: 488 | Credits: )


I took a loan out with EDollarsDirect for $300. I chose the paydown method, but yet, they kept deducting $90 form my checking account every two weeks, which is how I'm paid. I tried calling, emailing, and faxing them letters, but got no response. I get a call from a law firm in Florida last week saying I was getting ready to be served papers for failure to repay the loan. They took over $700 dollars from my checking account on a $300 loan. To avoid this, I had to wire them $810 by 10 am on 7/17 or I would be taken to court and I was told they always come out on top. I am sick over this and I want to stop them from doing this to other people. What can I do?


lrhall41

Submitted by on Tue, 07/18/2006 - 08:48

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EDollarsDirect is an online lender, right? If so, they will not take you to court. You need to file a complaint with the Florida Attorney General ASAP. What was the name of the law firm that contated you? Payday loans are illegal in the state of North Carolina. Obviously you have over paid way to much. You need to also file a complaint against EDollarsDirect for the amount they have taken out on a $300.00 loan.


lrhall41

Submitted by Not so Lucky on Tue, 07/18/2006 - 09:22

( Posts: 3041 | Credits: )


Am looking for info to contact these people. Have paid my loan finance charges only for 2 months out of my checking account for $300.00 loan and $90.00 finance fee every 2 weeks (ripoff) now and want and need to pay it off. Any have any info yet?


lrhall41

Submitted by on Thu, 08/10/2006 - 12:54

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Received a loan from them 4/21/06. To date, do not know how much my loan balance is so that I can pay them off. Have no number, address, e-mail nothing. Any help will do.


lrhall41

Submitted by on Sat, 08/12/2006 - 08:13

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so how do we get these people to stop harrassing me about the 200.0 loan..they were taking out 60...every 2 weeks. also i couldnt get a hold of anyone to tell them to take out the full amount. They finally called me to tell me they are gonna charge me with theft


lrhall41

Submitted by on Sat, 08/19/2006 - 09:35

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Hi All,

I'm someone who feel into the trap of payday loans and borrowing from one to pay another. This can literally drive you crazy. It's a viscious cycle and I feel for anyone who gets into their snares. I am finally free of them however I wish there was something legall that could be done to stop them from doing this to others. I felt totally violated throuhg all of this!!!


lrhall41

Submitted by on Wed, 08/23/2006 - 10:42

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this company is a flippen crock. i got a payday loan from then actually last year with no papers or anything. no phone number or jack crap. well, this company that is collecting their (edollardirect) money from my account says they have no phone number or anything on them. i recieved no emails with the forms of my loan and to this date their collection company has taken nearly 500.00 dollars on a 250.00 loan. that number that someone posted for edollardirect is not their number at ALL....it wont even ring. so i need as much info as possible as to how to get in contact with these ppl because they are NOT getting another dime from me!!!!!!! flippen rip off idiots :evil:


lrhall41

Submitted by on Fri, 08/25/2006 - 09:05

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im sorry folks..but those of you that have posted phone numbers for them...edollarsdirect are not accurate...the address is or so i think but the phone numbers are not..i have a loan with them, well that im paying back from last year went into default because of being in the hospital which i told them i could provide proof but oh no...that didnt matter...ok this company now thats collecting edollars money says they have no phone number for them and i have no clue whatsoever as to how to get their web addy nor will this collection company give it to me. HELPPPPPPPPPPPPPPPPPPPPPPPPPPP me please someone. and i've already tried the bbb. so anything else i can do...i live in tennessee also and i've been hoo doo'd by them..oh and my loan was for 200.00 or 250.00 but i've paid nearly 500.00 to this collection place and still have a little more to pay having them paid off. so please please please help me..thank you


lrhall41

Submitted by susiequeatyrservice on Fri, 08/25/2006 - 09:41

( Posts: 30 | Credits: )


PLEASE DONT TAKE THIS AS BEING RUDE BECAUSE I SURE DO NOT MEAN IT TO BE THAT WAY NOR SOUND THAT WAY. i would just like to know...can't soemone, anyone answer my post/respond to it..i have got to have more information because the info/phone numbers are not valid that others have posted. im being contacted by credit of america about this threatening to sue me/send me to jail etc. they said the name of it is also from BMG music which offers those cash advance loans for edollars direct yet they cannot give me any phone number or web address for edollars direct..i am SOOOOOOOOOOOOOOOOOOOOOOO DESPERATE...PLEASE PLEASE PLEASE HELP ME!!!!ASAP...thank you from the bottom of my heart..i can give you credit of americas phone number which is handling this if you need or want it...mabey one of you can call thim not saying my name and get more info about how to contact edollars direct...again..thank you from the bottom of my heart...susie


lrhall41

Submitted by on Sat, 08/26/2006 - 09:32

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BMG Music does Payday Advances??? Huh?? The CD club? A lot of the time, when people post numbers or addresses here, those are posted because they have at some point had some success with that information. Many of the PDL companies will changes they phone numbers or addresses quite often , usually when they are feeling heat from various states because of their (usually) illegal lending and practices.


lrhall41

Submitted by LCW on Sat, 08/26/2006 - 09:49

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im so sorry...i didnt mean to offend you or make you upset. please, i didnt mean it to sound or even come close to being a smart remark...im so sorry..im just so desperate...the number to credit of america that handles edollars direct loans is 1-800-293-1486 and if there is any way at all you can find out something from them about edollars im begging you to please post it for me..tytytytyty..again tyvm


lrhall41

Submitted by susiequeatyrservice on Sat, 08/26/2006 - 10:11

( Posts: 30 | Credits: )


Hi Susie,

I will help you as much as I can..

First..Relax, it'll work out.

Ok...You said you got this loan last year. For $200?
And you've more than paid back the principle.You live in Tennessee, so I will find out the interest laws for you and crunch some numbers and figure out legal interest. I think you've probably paid it and then some, if so I'll help you try to get it paid in full.

Are you being harrased by THEM directly or a collection agency? If it's a CA then there is no point in contacting Edollars, because this doesn't belong to them anymore. Also, if it is a CA you'll need to have the debt validated and then make some concrete arrangements with them.

Don't worry!! It's going to be ok..You got my last pm? I'll help you work this out..Just tell me the info I asked you for in the pm, and then we'll go from there.


lrhall41

Submitted by finsfan13 on Sat, 08/26/2006 - 10:53

( Posts: 6919 | Credits: )


If any one needs the number for EDollars Direct it is (866) 722-2770. It was very difficult to get this number (through my bank) but it is the correct one.


lrhall41

Submitted by on Mon, 08/28/2006 - 14:28

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This is the statute for Tennessee.

Quote:

Tennessee is one of the 25 states that have specific payday loan laws and regulations that permit payday loans. Companies these laws apply to are defined as person????????(s) who hold a check for a period of time prior to presentment for deposit.
Under Tennessee law, any payday loan company wishing to lend payday loans must obtain a license through the Department of Financial Institutions. They must show a net worth of $25,000, and provide a record of anyone that owns more than five percent of the company. Fees that apply include a $500 filing fee per location, which must be renewed every year.

The maximum amount of fees a payday loan company can charge in Tennessee is 15% of the face value of the check or $30 whichever comes first. The most amount of money that anyone can borrow in Tennessee is $500. Also, terms for a payday loan in Tennessee shall not exceed 31 days. Under Tennessee law the maximum Annual Percentage Rate (apr) that can be charge is 459%.

In Tennessee, a person can borrow up to three payday loans at a time, so long as the total amount does not exceed $500.

Each payday loan store in Tennessee must conspicuously post their license. Each customer should be given a written explanation in clear, understandable language about fees that are charged and the date in which the check will be deposited.

If a payday lender in Tennessee breaks any of these laws, they may have their license revoked or suspended. Also, any violation of these laws can result in a fine of up to $1,000 for each occurrence.


lrhall41

Submitted by Not so Lucky on Mon, 08/28/2006 - 14:32

( Posts: 3041 | Credits: )


Omg ppl pardon the caps but you have got to read this!!!!!!!!!!! Asap...if you are dealing with credit of america trying to collect on a loan edollar quit doing business with them at the beginning of this year. So if they got money from you then you are just screwed unless you sue coa...yep thats right..i spoke personally myself this morning with a lady from edollarsdirect and they warned me to not send another dime to coa that they are a scam and edollar has officially considered my loan as paid in full...i couldnt thank them enough..yep i lost well over 2 hundered dollars to credit of america but thanks to the kindness of edollarsdirect i no longer have a balance...its finally paid .......yeppieeeeeeeeeeeeeeeeeeeeeeeeeeee good luck to the rest of you..


lrhall41

Submitted by susiequeatyrservice on Tue, 08/29/2006 - 11:13

( Posts: 30 | Credits: )


yeeeeeee hooooooooooooo the right number for edollarsdirect finally came out and i got ahold of a lady who's name was kay and becuase they as of the very first day of this year no longer used that croooked company 1st credit of america my loan is officially paid in full.yeppieeeeeeeeeeeeeeeeeeeeeee...but of course coa got to have a party with all the friggen money they stole from me..jerks..i hope the rest of you find peace as well...do not i repeat DO NOT send money to 1st credit of america or COA...neverrrrrrrrrrrrrrrrrrrr...gl ya'll


lrhall41

Submitted by susiequeatyrservice on Tue, 08/29/2006 - 16:38

( Posts: 30 | Credits: )


what number did you call and got three different answering services, because I get none (kevntn)


lrhall41

Submitted by on Wed, 09/06/2006 - 07:47

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it has been a while since I called it. but the number was (is) 1-877-633-1100 ext. 103


lrhall41

Submitted by on Wed, 09/06/2006 - 15:39

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well this is just friggen dandy...i was suppose to have had my loan paid in full which i have an email from august to prove it from them but yet when september rolled around guess what...THEY TOOK ANOTHER PAYMENT OUT OF MY CHECKING ACCOUNT AGIAN!!!!!!!!!!!!!!!!GRRRRRRRRRRRRRRRR.....im so sick of these friggen ppl...by the way..the only reason i went into default with this payday loan to start with was because i was in the hospital with surgery so its not because i didnt want to pay it. but i have email proving it was paid in full as of august 2006 but those crooks took 85 dollars out of my checking account again knowing i have an email showing from them it was paid in full as of august!!!!!!!!!! please answer if anyone has any suggestions...im curious to know..ty


lrhall41

Submitted by susiequeatyrservice on Wed, 09/20/2006 - 10:44

( Posts: 30 | Credits: )


We also borrowed $300 and they kept taking and taking and taking. I went to my bank and signed a paper saying that I only authorized the original amount. A law office also called saying they were taking us to court for fraud. I told them that I could not pay right away and SURPRISE they said they could wait. I'm using the time to investigate the company. I don't think they can prosecute for fraud when nobody can even get ahold of them and their website is gone. Has anyone talked to an attorney?


lrhall41

Submitted by on Sun, 10/01/2006 - 13:44

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Is there anything I can do? I have paid 18 times the $75 fee on a $250 loan... yes - that is $1100 over the origianl amount. I live in Michigan


lrhall41

Submitted by on Mon, 10/30/2006 - 12:48

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That is too much.. You have surely covered the principal amount and the legal charges. Go here

http://www.paydayloaninfo.org/state_detail.cfm?id=MI

You should call the company and put them to check your payments. You should get your account marked closed. If they sound tough, your first move is to close your checking account so that no further debits are done from it. Do all communication by mail so that you can explain your moves later.


lrhall41

Submitted by ArDeN on Mon, 10/30/2006 - 12:53

( Posts: 496 | Credits: )


I need help, I'm not sure how i came contact with these people. They are taking money out of my checking acct. for a loan I didn't request in yhe first place. After calling them I told they received a inquiry from me. What do I do?


lrhall41

Submitted by on Wed, 11/08/2006 - 11:39

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For the last three months I have had 75.00 every two weeks from edollars direct drawn out of my account.I have never borrowed money from this company!!!!! My bank is trying to recover this money and we keep making calls and seem to not get anywhere.They keep saying they have deposited money and we owe it. This is a bunch of bull!!!!!!!


lrhall41

Submitted by on Mon, 11/13/2006 - 11:54

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I was able to reach edollars direct at the phone number posted on this website I left a message and the girl called me back. I am still looking for a way to contact another pdl company the only information I have is 10-Integrated Fi. If anyone has any information about this company please let me know. Thank you.


lrhall41

Submitted by on Fri, 12/08/2006 - 07:28

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