logo

Debtconsolidationcare.com - the USA consumer forum

Deceased Spouse - credit card debt liabilities

Date: Fri, 06/23/2006 - 11:11

Submitted by anonymous
on Fri, 06/23/2006 - 11:11

Posts: 202330 Credits: [Donate]

Total Replies: 6


Hi,
I am wondering if I am responsible for any credit card bills belonging to my deceased spouse. None of the cards were joint accounts, I have not signed on any of them. Looking at our credit card reports, I have not been penalized for his non-payments. Therefore, are they my responsibility?
Regards,
Allison


The possible answer of this question is yes. You can be held responsible for your deceased spouse's debt. But these things are governed by your state laws. When one of the spouses passes, the wife or husband inherits the property. It will also make sense to take over the debt.

Earlier the creditors used to write off the debts in their books. But nowadays, this doesn't happen anymore. The estate can be used to recover the debt and the heir might be deprived of a portion of the inheritance. But if the full amount is not recovered from the estate, you won't be held responsible to pay the debt. I will request you to confirm this matter with your lawyer first.


lrhall41

Submitted by andyyoung on Fri, 06/23/2006 - 12:27

( Posts: 451 | Credits: )


Ok, sounds reasonable. Is it possible they would come after assets held independently by me in a foreign country? As none of these assets are tied in to a social security number, there wouldn't be a way to track them, correct? The lawyer I spoke to in California seemed to think I should do nothing. I was wondering if others had any similar experiences.

Regards,

Alli


lrhall41

Submitted by on Fri, 06/23/2006 - 12:54

( Posts: | Credits: )


I friend of mind has been in a divorce for 3 years. Her husband (now deceased) incurred a huge credit card debt while they were separated. He refused to divorce by appeals and continuances. Would she be liable for his debt? She lives in California.


lrhall41

Submitted by on Wed, 08/29/2007 - 12:25

( Posts: | Credits: )


my husband passed away,we were only married a year and a half. Will I have to pay his debt He had alot of credit cards that i am just finding out he had but I am not on any of them alot of them are with his mom the only thing that is left is his 401k that i pan to rollover to my name


lrhall41

Submitted by on Thu, 06/25/2009 - 04:06

( Posts: | Credits: )