Have to sell house?

not at all.
just speak with a debt consolidation group. if you use the phone number on the left of the screen, you will be helped.
no one will throw you out onto the streets just for trying to consolidate some debt.

In a consolidation program, unsecured debts are combined together into one monthly payment at lower interest rates. You don't have to show anything as collateral for getting started with the program. Go through these articles for a better explanation on how the program works.

http://www.debtconsolidationcare.com/debt-free.html

http://www.debtconsolidationcare.com/benefits.html