Collection Agency sending Info to Employer

This is a legal procedure that must be done prior to initiating wage garnishment.

Oh my goodness I don't need that...She didn't mention anything about wage garnishment. They haven't even had my account that long. I don't even remember getting anything in the mail from them.
It's a good thing I live in Wisconsin..if this happens I may have to look into filing Chapter 128

Wage garnishment cannot be done without court orders. The collection agency must have a legal stand before taking any actions. Why don't they validate the debt in the first place? Write a letter asking for the details in writing. This way, you will cover your legal side. If they have your correct account information, you can work out arrangements with them. Otherwise, cover your base legally so that your side of the story is shown fairly

What if the validation letter was sent after the inital contact (30 days) has passed. Maybe that's why they're not obligated to validate and they just went straight to sue! But let say if the real situation is the initial first letter was overlooked and she didn't honestly recognize the debt so she sent a validation letter. Instead getting a response from the CA, she got a letter from the court, isn't it unfair at all?

30 days time period is allowed when the collector has validated the debt in writing. The debtor is given 30 days time to dispute if the item is posted incorrectly. In case, if the person shows no response within that time period, the debt is consider correct and accepted by the debtor. Now he must pay and avoid legal actions.

If the debt collector ensures that the information has been sent earlier, ask them to verify the address used for sending the letter. If they have done this in the past, they will have the correct address in the records, or else they are lying and not sent you anything. Then you can legally force them to validate the debt before court can rule decisions against you.