Debtconsolidationcare.com - the USA consumer forum

Forums
  • Latest topic

paid in full letters

Date: Wed, 07/05/2006 - 10:18

Submitted by anonymous
on Wed, 07/05/2006 - 10:18

Posts: 202330 Credits: [Donate]

Total Replies: 5


this comment is about paid in full letters from palisades,what much is there to say about them , palisades dont send any, its very much true, if you were to pay your bill with palisades and pay it in full , than ask for your pif letter , they say theres a policy wich is a lie, they say that you will have to wait 45 days to get official paid in full letter but tell youn they can send another letter instead called upon clearence of funds letter, all that letter states is that they r upon clearence of all funds and and that your waiting on a paid in full letter, well let me tell you what they do, after you pay your bill youll get a ucl letter faxed or sent whatever youd like than they say they send a paid in full letter to you in 45 days, but what my manager told me was tht they dont even send the paid in full letters out, instead they want to see if you call them for the paid in full letter and if you never call about it after the 45 days your bill was paid thn they sell your debt to another agency, so make sure everything you have is documented or recorded, actually you cant even record beacsue they dont give you thier permission to, im just trying to help out any body who needs the help becasue they are very hard to deal with


Thanks! There might be some truth in your words. As per the state laws, we can record the collection calls if it can be done secretly. There is no need to seek permission from the CA if we are living in the state that allows secret recording of the collection calls.

I am not sure about the point you have focused but it definitely seems to be a new illegal way of hurting the consumers' credit and stealing their money. I am sure everyone will have their documentation complete and prove out facts in the required time.


lrhall41

Submitted by andyyoung on Wed, 07/05/2006 - 12:14

( Posts: 451 | Credits: )


The agency I work for sends out sero balance letters 30 days after the account is taken care of, earlier depending on what form of payment only if someone calls back. I always inform my debtors to contact me back to recieve that letter and stress the importance of documentation.

If it is important to you then you will call them back. They don't have to send you anyhting after the account is considered closed.


lrhall41

Submitted by FYI on Mon, 07/10/2006 - 05:43

( Posts: 1950 | Credits: )


i had an apartment and i have payed them in full an di need a letter saying that


lrhall41

Submitted by on Mon, 03/30/2009 - 09:06

( Posts: | Credits: )