Rermoval of information
Date: Wed, 07/05/2006 - 10:48
I dont want the agency making anymore mistakes or hits to my credit file that are not authorised and do not belong to me.
Yes, if a collection agency has wrong information about you, it
Yes, if a collection agency has wrong information about you, it must be removed from their system after being verified. In the meantime, if they have hit your credit file, the information must be disputed immediately and removed from the credit report.
Creditors, collection agencies or the CRAs are not allowed to report inaccurate negative information in the consumers' credit. This is in accordance with the FCRA laws prepared by the FTC
http://www.ftc.gov/os/statutes/031224fcra.pdf
They may not be allowed to lie to the credit bureaus, but they
They may not be allowed to lie to the credit bureaus, but they most definetly do!
This is why I was wondering if the information is accually removed, or saved untill the next fraud attempt.
