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Date: Thu, 07/06/2006 - 12:20

Submitted by Not so Lucky
on Thu, 07/06/2006 - 12:20

Posts: 3041 Credits: [Donate]

Total Replies: 6


Today, I heard from our attorney in regards to the pending lawsuit against Finklestein, Kern, Steinburg and Cunningham. They claim that they stayed within the guidelines of the fdcpa laws by using the tactic of a lien on our home. They feel they have committed no violations and they were following the orders of HSBC. Keep in mind this was an unsecured credit card with a small balance in consolidaton and they screwed me out of over $1500.00. In the letter, it also stated that HSBC hadn't received not on single payment. Well thats awful funny because they just lied on paper. T&C provided proof that HSBC was cashing the checks, and the date they were cashed. Then FKSC office miraculously received a letter from HSBC that they had received payments. Problem here is that HSBC was getting payments and not posting the account. Our attorney thought this was really stupid on their part to contridict themselves. Then come to find out, FKSC has had several cases thrown out of court for the attorneys not showing up, faliure to provide proof of claim and has been reprimanded by the judges on several occassions. Good collectors? I don't think so. Our sweet attorney says that he will file a petition with the court for a court date and he stated that we could get refunded what we paid, plus for the violations. I feel good about this. It is about time collection attorneys and collection agencies pay for their wrong doing. Maybe then they will quit their crap, grow up and quit scamming, threatening and intimidating people.


Tammy, I believe you had this confusion in the past that lien can be placed on the property for an unsecured debt. This does not usually happen but in case of HSBC, it was an exceptional. Trust me, you have placed yourself in the stronger side by doing the payments regularly and on the other hand, HSBC was not posting it. Keep all your proof in safe place because on this basis, you can file a legal case also against HSBC and the fraud collectors. The documents from the attorney general's office will make the proof stronger.


lrhall41

Submitted by GunsNroses on Thu, 07/06/2006 - 12:43

( Posts: 485 | Credits: )