Receiving Fraud Accusations from Langhorne Law?
Date: Sun, 07/09/2006 - 23:18
Has anyone received an email from Langhorne Law similar to the one below? I would like to know, especially if you are a PA or NJ resident. I am conducting an investigation into the debt collection
practices of this firm.
Thanks,
Joseph A. Mullaney, III, Esquire
[color=red]Link removed as per forum rules-Mike[/color]
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[quote]Dennis P. Williams, Esq.
Langhorne Law, P.A.
P.O. Box 658
Langhorne, PA 19047
PA Atty ID: 75408
Phone: (866)529-0217
Fax: (800) 941-0294
licensed in PA and NJ
e-mail: dennis(at)langhornelaw.com
Dear XXXX XXXX:
On XXXX 2005 you borrowed $XXXX.00 from Ambassador Financial Services d/b/a Nationwide Cash. Although you executed a binding, legal contract to repay this loan you failed to make even the first payment. With late fees and unpaid finance charges, your balance now stands at $XXXX.00.
Nationwide Cash and Langhorne Law take fraud very seriously. The law is very clear that accepting credit when you had no intent to repay constitutes fraud. See, e.g., Bank of America v. Jarczyk, 268 B.R. 17 (W.D.N.Y. 2001); In re Eashai, 167 B.R. 181 (9th Cir. 1994) I have reviewed your loan file in detail with both Nationwide's Anti-Fraud Unit and our in-house investigators and am convinced that you have defrauded my client.
At the very least, such debts may not be discharged in bankruptcy. However, when the internet is used to make a fraudulent loan application, it is wire fraud under federal law. United States v. Nickens, 38 Fed. Appx. 721 (3d Cir. 2002)
Federal law provides for extremely harsh penalties for wire fraud. 18 USC � 1343 reads:
"Whoever, having devised or intending to devise any scheme or artifice to defraud, or for obtaining money or property by means of false or fraudulent pretenses, representations, or promises, transmits or causes to be transmitted by means of wire, radio, or television communication in interstate or foreign commerce, any writings, signs, signals, pictures, or sounds for the purpose of executing such scheme or artifice, shall be fined under this title or imprisoned not more than 20 years, or both. If the violation affects a financial institution, such person shall be fined not more than $ 1,000,000 or imprisoned not more than 30 years, or both."
Time and again, people have been convicted and sentenced to prison for procuring loans through fraud. See, e.g., United States v Davila, 592 F2d 1261 (CA5 TX 1979); United States v Cowart, 595 F2d 1023 (CA5 GA 1979); United States v Carmichael, 497 F2d 36 (CA5 GA 1974); United States v Payne, 474 F2d 603 (CA9 Cal 1973)
Moreover, the owner of the computer you used to engage in this fraud may likewise face federal criminal penalties under 18 USC � 1029. Nationwide Cash captures the IP addresses for all internet transactions, and its IT staff is tracing the source of your application.
Unless you contact my office immediately and settle this matter, Nationwide Cash will vigorously pursue all available remedies. We will assume you did take this loan with intent to defraud our client and will seek all civil remedies available. Moreover, my client intends to contact the U.S. Attorney and other appropriate law enforcement agencies.
Robert Parker
Langhorne Law 1866-529-0217 ext 418[/quote]
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practices of this firm.
Thanks,
Joseph A. Mullaney, III, Esquire
[color=red]Link removed as per forum rules-Mike[/color]
*****************************************************
[quote]Dennis P. Williams, Esq.
Langhorne Law, P.A.
P.O. Box 658
Langhorne, PA 19047
PA Atty ID: 75408
Phone: (866)529-0217
Fax: (800) 941-0294
licensed in PA and NJ
e-mail: dennis(at)langhornelaw.com
Dear XXXX XXXX:
On XXXX 2005 you borrowed $XXXX.00 from Ambassador Financial Services d/b/a Nationwide Cash. Although you executed a binding, legal contract to repay this loan you failed to make even the first payment. With late fees and unpaid finance charges, your balance now stands at $XXXX.00.
Nationwide Cash and Langhorne Law take fraud very seriously. The law is very clear that accepting credit when you had no intent to repay constitutes fraud. See, e.g., Bank of America v. Jarczyk, 268 B.R. 17 (W.D.N.Y. 2001); In re Eashai, 167 B.R. 181 (9th Cir. 1994) I have reviewed your loan file in detail with both Nationwide's Anti-Fraud Unit and our in-house investigators and am convinced that you have defrauded my client.
At the very least, such debts may not be discharged in bankruptcy. However, when the internet is used to make a fraudulent loan application, it is wire fraud under federal law. United States v. Nickens, 38 Fed. Appx. 721 (3d Cir. 2002)
Federal law provides for extremely harsh penalties for wire fraud. 18 USC � 1343 reads:
"Whoever, having devised or intending to devise any scheme or artifice to defraud, or for obtaining money or property by means of false or fraudulent pretenses, representations, or promises, transmits or causes to be transmitted by means of wire, radio, or television communication in interstate or foreign commerce, any writings, signs, signals, pictures, or sounds for the purpose of executing such scheme or artifice, shall be fined under this title or imprisoned not more than 20 years, or both. If the violation affects a financial institution, such person shall be fined not more than $ 1,000,000 or imprisoned not more than 30 years, or both."
Time and again, people have been convicted and sentenced to prison for procuring loans through fraud. See, e.g., United States v Davila, 592 F2d 1261 (CA5 TX 1979); United States v Cowart, 595 F2d 1023 (CA5 GA 1979); United States v Carmichael, 497 F2d 36 (CA5 GA 1974); United States v Payne, 474 F2d 603 (CA9 Cal 1973)
Moreover, the owner of the computer you used to engage in this fraud may likewise face federal criminal penalties under 18 USC � 1029. Nationwide Cash captures the IP addresses for all internet transactions, and its IT staff is tracing the source of your application.
Unless you contact my office immediately and settle this matter, Nationwide Cash will vigorously pursue all available remedies. We will assume you did take this loan with intent to defraud our client and will seek all civil remedies available. Moreover, my client intends to contact the U.S. Attorney and other appropriate law enforcement agencies.
Robert Parker
Langhorne Law 1866-529-0217 ext 418[/quote]
*****************************************************
Isn't Nationwide Cash the same as Sonic or Cashtransfer Centers?
Isn't Nationwide Cash the same as Sonic or Cashtransfer Centers?
I've never gotten a letter from them, but I'm sure there is someone who can help you here...
No, Nationwide Cash and Sonic are not affiliated with each other
No, Nationwide Cash and Sonic are not affiliated with each other. But I wonder if a law office can put such an impact on their collection letter. It will be good for you to consult an attorney and make payments directly to the loan company. I will not recommend dealing with this law office.
