Has anyone hired Bud Hibbs? Any complaints?
Date: Thu, 07/13/2006 - 11:08
Mr. Banner is Another uneducated turd spouting off and blowing s
Mr. Banner is Another uneducated turd spouting off and blowing smoke.
I'm sorry Mr. Banner that that second grade grammar/wall of text
I'm sorry Mr. Banner that that second grade grammar/wall of text (no punctuation) made my head hurt reading it.
My only experience with him was an email, explaining my situatio
My only experience with him was an email, explaining my situation, and I also told him I could not afford an Attorney and so far was unable to get one on a contingency basis. His reply, seek legal council. Yeah OK, thanks. :?
I've emailed him a couple of times, seeking clarification/explan
I've emailed him a couple of times, seeking clarification/explanation of some fine points of collections. Both times, I got helpful, informative a reply within 24-36 hours. This was about six months back.
I have actually spoken to him, he called me back it was in regar
I have actually spoken to him, he called me back it was in regards to CACH LLC and their supposed law firm...rannefield & associates...he told me exactly what to say to them and it worked:)
I guess there are going to be good reviews as well as bad review
I guess there are going to be good reviews as well as bad reviews, it's seems pretty even to me so far.
I also called him last year, when I was being sued by a collector attorney for a CC, and left a message asking for help. I never received any response at all.
I didn't let the put me off about him, though. I just figured he was probably extremely busy and just didn't have the time to answer each individual inquiry personally.
So I went to my local Legal Aide office.
And once again, another CA shill is just missing the entire point of this website, it seems. We're not here badmouthing the collectors and creditors that are asking for their money. We're here badmouthing how some of them break the law when they do it and discussing how to deal with them.
Big difference.
Bud Hibbs
Bud Hibbs has talked to me on the phone a couple of times. He has been quite helpful.
It isn't a problem of NOT paying bills, but I agree with the consensus, that the collection agencies harrass and harrang you over debts that are way way old.
Further, as if interest rates aren't high enough on credit cards as it is, CAs will
typically add on more.
Everyone has fiancial problems at one time or another.
(Whether it is a medical situation, death in family, divorce, job situation).
It seems to me that there is NO MIDDLE CLASS
in the USA any longer. You're either dirt poor or richer than all get out.
Those who are in the category of what used to be Middle Class are the ones that are
harrassed and sued. Also, typically, if they can't pay for whatever reason, they're the ones paying the highest interest rate, and the highest finace charges.
i have hire bud and he has been a great help wih me and my credi
i have hire bud and he has been a great help wih me and my credit problems afer a divorce
Bud Hibbs saved me $100,000
in 2003 i had to walk away from a staggering load of credit card bills. about a year later, i was sued by one of them. at that point i contacted and visited Bud Hibbs. I signed up for his help (at about 5% of my debt), and he helped me by dealing with the collectors. when you consider that a debt collector pays roughly 3-9% of the original debt, but then demands the full amount, harasses you at work, at home, with neighbors, with fellow office workers (by calling them and implying that you are a deadbeat), well, i am glad to put the screw back to the debt collectors. it has been 5 yrs and i am completely out of the woods - in texas it is beyond the 4 year statue of limitations on debt collection for me. the credit card companies took a chance, and because they got greedy by charging 18%, 20%, 25% even 29% interest, now that someone does not pay, well, this is justice to them.
Bud Hibbs
Bud is a Godsend! I have not only used the information on his website but I've emailed him with specific questions and he has always responds promptly. He was able to refer me to an organization that could pair me up with an attorney that deals with consumer protection. I sued an out of control collection agency and WON! If it weren't for Mr. Hibbs, I'm not sure I would have known exactly what steps to take. Thank you Mr. Hibbs!
Why did you remove my posts? I thought it was an opinion worth r
Why did you remove my posts? I thought it was an opinion worth reading?
Budd Hibbs info
Every one of you that thinks Budd Hibbs is real take a closer look. First you see him Bash every company out there. Its not just one or two bad companies out there. He plays on peoples emotions and financial distress to make money. He cant even use his real name. I use to be a debt collector and have seen both sides of it. lets take a look at a few things:
1. he does not use his real name
2. have you ever seen a coment that any agency is a good one, probably not.
3. has he ever shown that he has good credit, no, that is because he doesnt, he has defaulted on almost everything he ever had.
4. Budd Hibbs reside in a state that he can not be touched, hence the wonderful state of Texas.
5. Budd Hibbs use to be a collector and actually in uper management of collection agencies untill he had a fall out and now is trying to vindicate himself by trashing others.
6. where did this bill come from, honestly people, do you think people just give things out for free.
7. does it make you feel proud that you are cheating the system and raising everyone else out there that works hard to pay their bill debt load. because every time that one person defaults it raises the interest rates of everyone else's.
8. so the interest that you are complaining about and it is so high is generated by the actions of people like Budd Hibbs, instigating people to not pay their bills.
so in conclusion, yes, people get into financial trouble and yes, there will always be collections, arbitration, negotiation, debt. this is something that is inevitable, but do you really want to take advise from someone that only knows how to put down industry, because i could introduce you to many many people that I have personally helped out of their situations and I am the largest capitalistic mind you will ever find.
good luck people and I hope things work out for anyone looking for help. feel free to email me if you have any questions on the industry and collections at [email]mscarlett@live.ca[/email] I would be happy to give you some real advise.
M.A. Scarlett
Budd Hibbs info
Every one of you that thinks Budd Hibbs is real take a closer look. First you see him Bash every company out there. Its not just one or two bad companies out there. He plays on peoples emotions and financial distress to make money. He cant even use his real name. I use to be a debt collector and have seen both sides of it. lets take a look at a few things:
1. he does not use his real name
2. have you ever seen a coment that any agency is a good one, probably not.
3. has he ever shown that he has good credit, no, that is because he doesnt, he has defaulted on almost everything he ever had.
4. Budd Hibbs reside in a state that he can not be touched, hence the wonderful state of Texas.
5. Budd Hibbs use to be a collector and actually in upper management of collection agencies until he had a fall out and now is trying to vindicate himself by trashing others.
6. where did this bill come from, honestly people, do you think people just give things out for free.
7. does it make you feel proud that you are cheating the system and raising everyone else out there that works hard to pay their bill debt load. because every time that one person defaults it raises the interest rates of everyone else's.
8. so the interest that you are complaining about and it is so high is generated by the actions of people like Budd Hibbs, instigating people to not pay their bills.
so in conclusion, yes, people get into financial trouble and yes, there will always be collections, arbitration, negotiation, debt. this is something that is inevitable, but do you really want to take advise from someone that only knows how to put down industry, because i could introduce you to many many people that I have personally helped out of their situations and I am the largest capitalistic mind you will ever find.
good luck people and I hope things work out for anyone looking for help. feel free to email me if you have any questions on the industry and collections at EMAIL REMOVED..PM I would be happy to give you some real advise.
M.A. Scarlett[color=Red][/color]
reply
how many bottomfeeders on his list use there real names when they call and threaten?care to answer that.i don't really care for your post or anything in it.your just chapped because he like us do whatever we can to educate people on there rights.which believe it or not has made a dent in bottomfeeders ill gotten income.oh i deleted your e-mail as posting it is against TOS rules.
Quote:Every one of you that thinks Budd Hibbs is real take a clo
Quote:
Every one of you that thinks Budd Hibbs is real take a closer look. First you see him Bash every company out there. Its not just one or two bad companies out there. He plays on peoples emotions and financial distress to make money. He cant even use his real name. I use to be a debt collector and have seen both sides of it. lets take a look at a few things: |
Why yes, let's do that....
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1. he does not use his real name |
I have yet to find a debt collector anywhere that uses their real name, so this is really a pathetic argument on your part. You apparently didnt have any trouble using a fake name yourself when you were in collections, so why should it be an issue if he doesnt? With the way that debt collectors hound people illegally every day, if I were in his shoes I wouldnt use my real name either! In fact, as a bain enforcement agent I NEVER used my real name for obvious reasons. Whatcha gonna say about me, now that you know that?
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2. have you ever seen a coment that any agency is a good one, probably not. |
wow, what a shocker, youre criticizing the man and you cannot even tell us truthfully what he has said? Instead you ASSume things like this...well, a simple click on his website would have shown you the following:

I think that's pretty self-explanatory, and it also crushes your so-called proof. Better luck next time....
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3. has he ever shown that he has good credit, no, that is because he doesnt, he has defaulted on almost everything he ever had. |
Do you actually have proof of this, or is it another ASSumption on your part? Lemme guess--when you were a debt collector, during one of the "rah-rah" meetings, a "Supervisor" told you that to get the blood pumping. In either case, what would his credit score mean anyways?? Youre a collector--are you aware that the overwhelming majority of debt collectors in this country have trahsed their own credit???? And yet they are the same exact people who get on the phone and illegally scream out threats and insults to others about THEIR credit??? Dude, you REALLY need to get a clue here.....SERIOUSLY....
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4. Budd Hibbs reside in a state that he can not be touched, hence the wonderful state of Texas. |
And.....? Do you have proof that he moved there to escape bad debts? Didnt think so. And without such proof, youre just spitting in the wind there, chief. MILLIONS of people live in Texas....so what on earth are you trying to say?
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5. Budd Hibbs use to be a collector and actually in upper management of collection agencies until he had a fall out and now is trying to vindicate himself by trashing others. |
thats funny....the guy has been a consumer advocate for more than 25 years. EVen if what you said were true, what fault does that cast upon him? He has a conscience, and decided he could no longer deal with your industry....and for doing the right thing, you try to trash him with nothing more than hearsay and ASSumptions? Maybe you should simply grow a conscience yourself....
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6. where did this bill come from, honestly people, do you think people just give things out for free. |
Tell me, I am DYING to know--what does this nonsense have to do with your thrashing attempt on Bud Hibbs?
IN any case, let's address this pile of doo-doo anyways. I discovered last year that there is a 'voluntary repossession' of a HOUSE on my credit report. The house that I supposedly abandoned is in Kentucky--a state that I have never even VISITED, let alone live in! So, dont sit there and blow smoke up my back side about how we think people gave us stuff for free....mmkay pumpkin? I also have had an electric bill show up on my credit report from Colorado, and I have not one day of my life lived there either. Next, there's the jewelry store account that the junk debt buyer claimed my wife opened up--AFTER we were married, and with her maiden name--which she could not even legally have used at that time! And THEN, there's the fact that one auto loan that I legitimately had is reported on my Experian properly--as having been never late and paid in full, but on my Equifax, the same loan shows up as a REPO.
Get the picture yet?? Your industry sucks. You guys have no clue. Dont try to put that back onto consumers, some of which get ripped off by your kind every day.
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7. does it make you feel proud that you are cheating the system and raising everyone else out there that works hard to pay their bill debt load. because every time that one person defaults it raises the interest rates of everyone else's. |
see above.
Quote:
8. so the interest that you are complaining about and it is so high is generated by the actions of people like Budd Hibbs, instigating people to not pay their bills. |
If you had ever actually read anything that Bud wrote, or visited his website yourself, you would NEVER have found one single time when he tells someone who legitimately owes a debt to not pay the money to the proper owner of that debt. NEVER. NOT ONCE. ZERO. ZIP. ZILCH. Is this sinking in yet?
And to the same end, we here at this forum dont advocate people skipping out on legitimate debts either. So, if you cannot get your facts straight, then simply shut yer yap. You would be smart to realize that what youre doing right now is called slander, and it is illegal for you to trash someone's reputation wrongly. All the authorities would need to do is get a court order to review the logged IP address for your post, and then they could get right to your front door to make an arrest. And here's the kicker--youre slandering a guy that has FORGOTTEN more about the laws in this country than you will ever learn. Probably not the sharpest tool in the shed, are ya??
Dont worry, we'll all chip in and get you some soap on a roap....with the rope cut off, of course.....
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so in conclusion, yes, people get into financial trouble and yes, there will always be collections, arbitration, negotiation, debt. this is something that is inevitable, but do you really want to take advise from someone that only knows how to put down industry, because i could introduce you to many many people that I have personally helped out of their situations and I am the largest capitalistic mind you will ever find. |
Heres a truth that you should be well aware of--if you really had the largest capitalistic mind, you would never have had to become a debt collector. FORMER debt collector, pardon me. If the industry really is so noble, why arent you a part of it anymore??? HMMMM....
Quote:
good luck people and I hope things work out for anyone looking for help. feel free to email me if you have any questions on the industry and collections at EMAIL REMOVED..PM I would be happy to give you some real advise. |
You dont mean ADVICE, do you? I guess I figured that the one with the "largest capitalistic mind" should at least be able to correctly spell some basic words....oh well....
Quote:
M.A. Scarlett |
Wait--IS THAT YOUR REAL NAME??????
:roll:
Ok people, is this Bud guy just in Texas, who can I use in Calif
Ok people, is this Bud guy just in Texas, who can I use in California?? I need a California Bud, can anybody help? I look at some of these post and what a joke, I am mid 40's have been in business since mid 20's, have not done bad for myself, always held a credit score of 720-740 give or take depending on dept to ratio. I have ran into some rough times with the economy, not blaming anybody but myself, but if there is a Bud man that can help me in Cali, I would screw these CA or OH in a second. I am not getting any younger and this is a great time to get rid of dept ????~
Budd Hibbs
The website says its for entertainment purposes only. I dont think someone that has bad things to say about every collection agency out there is good way to judge the industry in general. I know some agencies dont do the right things, but I think its more impossible that all of them are doing the wrong things. It also looks alot like angry former employees are providing most of the information. I dont think that is a reliable source to go off of either.
His list has about 300 listed, about a half of one percent, so h
His list has about 300 listed, about a half of one percent, so he does not have bad things to say about every agency. Your agency is probably on his list.
I followed Budd Hibbs advice and got sued...now I am trying to f
I followed Budd Hibbs advice and got sued...now I am trying to find a lawyer to sue Budd for his CRAZY WEBSITE!!!!
Budd Hibbs is anti-collection agencies and pro-attorneys. Simple
Budd Hibbs is anti-collection agencies and pro-attorneys. Simple as that.
Bud's site is great. If you got sued, it's your own fault
Bud's site is great. If you got sued, it's your own fault
Bud Hibbs is real and he does what he says
Bud Hibbs is a real person. he is based out of Ft Worth Texas. I went and talked to him "in person" and he has helped me with so much.
So yes he is worth it!!!! and is a real person
Bud's credentials speak for themselves. He is there for the con
Bud's credentials speak for themselves. He is there for the consumer. Anyone posting negative comments about him on this forum are just wasting time. Your complaints will fall on deaf ears. If you work for one of the companies listed on his site, you deserve to be put against the wall and shot. If you got sued and are blaming Bud for your problems, then you probably didn't follow his advise and deserve what you got. That being said, I'm locking this thread. We will not tolerate your stupidity on this forum.