Is credit solutions affiliated with debtxs?

You can't file a class action lawsuit, you idiots! Only a judge can grant class-action status to a lawsuit.

:( We have been with Mezey for over a year and they have settled nothing and got about $6000 of our money. We are grabbing the balance in our account before we lose it too. Then we will be looking for ways to recoup. But we are not holding our breath. I am contacting the states attorney general's office in my home state and in New York. And yes, we have caught them in many half truths and shady information. I'd like to hear more.

Wow I just stumbled on to this forum, I have been with Mezey since june 06 and have paid $14,000 so far with nothing settled as of this date. I believe I have fallen victim to their scam. any suggestions on what I can do now?

I think this place is crooked as well. I was signed up with NLDS for about a year or so. In Jan. 07 I get a letter saying that Mezey and Associates has taking over our account. We've made about 5 or 6 payments to them. Now that we need to contact them about something I can't get a hold of anyone. Does anyone have a contact number?

dmal711, the number I have for Mezey is 800-519-0655.
good luck to you. I don't have a problem getting in touch with them, just always get put on hold for about 10 to 15 minutes.

howie, actually as son as the attorney general looked at our paper work from Mezey, they filed a lawsuit against them for us. Mezey will not return calls to the attorney general and when severed with papers they keep asking for a delay in court dates. They have to respond by Oct. 22.

mmu, what state are you in?

I also want to tell the world about Mezey & Associates. I have been paying these people for about 18 Months, Have had one judgement go to the courts against me, which I had to settle, am about to have another judgement against me anyday and am going to see an Attorney next week to see if I can do anything about these people who prey on those who already are in over their heads and looking for help to pay thir debts. I have paid them around $17,000 and not one of my creditors has been paid one penny. I keep asking them to send me some sort of stAtement showing the money that I have paid to them and any action that they have taken on my accounts and they will not send me anything. I too, have stopped my payments at the bank, but by this point, late fees and interest have grown on all these accounts that have not been paid in 18 months, Which they gave me instructions TO NOT PAY ON ANY ACCOUNTS THAT WERE IN THE PROGRAM. They make it sound wonderfull for you and give you hope for a way to be debt free but I am very leary at this point. I Also, called the Better Business Bureau in New Youk and they told me that they have an "F" Rating and I guess that says it all. If there is anyway to stop these people from preying on already debt ridden clients, I would Love to be Part of this. THere sould be a law against this sort of thing. I live in Alabama.

Mezey and Associates took money, never sent out the power of attorney letters that they told me they had sent out....creditors told us they had not received these and that was why they were still calling us. I was summoned to appear in court and the court told me to bring in a letter stating that the creditor was included in the program so when I called Mezey and asked for this letter that the court requested, they replied "We don't do letters!" They also told me there was nothing they could do for me with that account since it had gone to court. I expressed my concerns about the customer service, the fact that lawyers can't afford a website that was promiced, and a few other details that I was not happy with. Today I received a letter saying I was being transfered to a different law firm and to call to opt out of the retainer agreement. I call the number and they told me the letter was wrong, I have to send them a letter telling them I want out of their program. Also that the money paid to date was all fees, I have no equity built up with them and no money will be refunded to me. I basically paid them to do absolutely NOTHING! I am not happy!!!

It's been while since I posted on this web site. I am so sorry to see so many people going through the hell that these's people (mezey) put me through.If you have just sign up then stop payment and get out. I am sure that these's liars have settled some accounts but I know the number is much greater on the one's that they don't settle. I can say this, because I went through the program.I was promise great things like most of you, but it turn out to be the biggest nightmare. Out of four credit cards that I turn over to them totaling (37.000). They told me that they could settle everthing for around 22.000 counting their fee of 5.000. That means saving of 15.000. What a joke and I believed it..... 8 months in to the program I sent extra payments to settle quickly. the first card was settle at 40% percent of the debt.in which I had to pay 60% of the debt. When ask why so high. They told me that this was the best they could do. Then I said you people told me how good of a relationship you have with the creditors. What bull...The next card was settled at about 35%. Which meant that I paid 65% of the debt. So I had enough and called the last two creditors and settle for 50% then relized I could have done this myself and saved the 5.000 fee...So the best thing to do is cut up the cards. Stop anwsering the phone. Put money back like you were going to pay someone else to settle for you and after you get a couple thousand together start negotiating with the creditors yourself. They will not do anything for sometime from 12 months to 18 months and by the time they do anything it will be turn over to collection and then you can get a better deal because that have sold the debt to some one else for 20 or 30 cents on the dollar.... but rememer to be putting the money back every month. Make like it's a car or another house payment....Good luck... o yea the 37.000 I was in debt.. Thanks to mezey it cost me 31.000 to be debt free again.....stay away and do it yourself and save in the long run.........

I just received a letter today from Mezey, stating that my account is being transfered to Campos Chartered Law Firm effective on 10/27/07. this noticed was postmarked on 10/19/07. the funny thing is that when I talk to customer service yesterday they made no mention on the transfer. I am really thinking of cutting my ties to mezey right now. Has anyone heard of the Campos firm? should I just cut my losses and start over or give these guys a chance?

I will call mezey tomorrow and and find out more details. I have to make a decision by friday as that is when my automatic debit goes through. I don't want to lose anymore money than I've lost already.

Thanks

I have filed complaints with the New York Banking Dept., which oversees debt settlement compaines, the Attorney Generals of CA, VA, and NY also the FTC.
I was one of the "lucky ones" who got out after being taken for only $3000.00
They were in breach of contract,did not send any letters to any creditor and caused me to fall so far behind, it was impossible to settle any debt myself. I have now had to file chapter 13. I did receive a "refund of less than $400" a far cry from the $3,000 I paid them. I now plan to sue for the balance in small claims court.

Is Credit Solutions affiliated with Debtxs? If so, Debtxs is a ripoff! I don't care if you work for them or not! I don't know how a person can work for a company that will rip people off like Debtxs has. You can read all of these other reports because mine is the same. They tell you not to answer the creditors calls, but don't give them Debtxs' name because they don't want to talk to them either, although I gave Debtxs my money to pay these creditors! This company should be closed!

We got a letter saying they are now called Campos Chartred Law Firm PO Box 170 Syosset NY 11791
800-701-4928, 866-384-3330 fax, the letter said Mezey and Assoc. would be referring my account to these people. This is the 3rd name chnage in a little over a year. Good luck.

campos is who I was transfered to as well. I faxed the letter stating I did not want to be in the program any longer and have heard nothing until today when I received a letter from campos congratulatig me on my decision to choose thier law firm. I called them immediately to tell them off and they put me on what appeared to be indefinate hold. I'm pissed because I sent campos and mexey the fax and neither one responded. I am betting campos is mezeys

:evil: Yeah, I'm Po'd too, I just went to Mezey's website, which is now only one page with a contact email on it, they don't have all the bogus false advertising they had on their previous website (i.e. "we typically save our clients 60 to 75%", "better than BK", etc) So I just wrote them a bitter letter about how I was told by George Fasha last October that half my payments would go to my creditors immediately so that my debt would start going down beginning last October when I signed their contract. I find out afterward that I had to pay over $5k in fees up front, then all the changes happened too, none of my creditors got a dime so my debt is over $6K more than it was last october, instead of being $6k less. Anywho, I wrote a nasty email thru the Mezey website to ask them why all the changes? and why all the scamming? I could have settled 2 of my accounts by now for the amount they've extracted from my checking account in the last 12 months. This Campos sounds very fishy, as in rotting sushi fishy! Time to get a real lawyer now to sue them for the breaches of contracts that occured cuz I never gave them a signature nor approval to change me to some other bogus "LawFirm". And I only had like 6 days to let them know if I wanted to opt out (does that mean you lose all the fees?). I called twice during my lunch break last week and was on hold for a half hour each time so I hung up without talking to anyone. :( Sincerely,
PO'D in PA :twisted: [color=Indigo][/color][size=3][/size][font=Impact][/font][font=Impact][/font]

Received the following e-mail today, seems Mezey has changed their name. I have no clue what this guy would need to talk to me about since Mezey transfered me out of their office. The e-mail came from Legal Network Associates.

MEZEY ASSOCIATES my name is larry sorin
WE HAVE SOME CHANGES TAKING PLACE &

i NEED TO SPEAK WITH YOU ABOUT YOUR ACCOUNT a s a p

Warmest Regards,

Larry Sorin
Sr. Debt Consultant

877-719-2220 Ext. 15
949-367-1813 Fax

For your convenience:
Pacific: 10:00am - 6:00pm
Mountain: 10:30am - 7:00pm
Central: 11:30am - 8:00pm
Eastern: 1:00pm - 9:00pm
Hawaii: 7:30am - 3:00pm
Alaska: 8:30am - 5:00pm

Here's an interesting update. I e-mailed that person back and explained I no longer want to be in the program and my experience thus far. He replied with the following:

Quote:

Just so you all know, Mezey and Associates is out of business. They have been shut down. What is happening is a company called Campos (that seem to be very good) are taking all the outstanding Mezey clients. This is good because Mezey was not doing anything. Current Mezey clients are now being contacted and switched over to campos at a discounted rate. Thank God Mezey & Associates has been shut down. Talk to you all soon........

This is the first email I ever got from "Mezey" in June '06. Larry Sonin, (with 2 n's) sent it to me. If I knew they were marketers and not part of Mezey's "law firm", I never would've went with them, plus, it looks like they were talking about themselves here if they really were shut down. They still have a one page website though...


The UNIFORM DEBT-MANAGEMENT SERVICES ACT is now implementing statutes regulating the entire debt management industry.



debt settlement companies are near all operating illegally now; unlicensed, unbonded, uninsured, and will be required to comply with the new regulations, similar to a mortgage company, stock brokerage etc. or be shut down, and rightfully so. We welcome these new regulations. We are a Law firm governed by the Bar Association, Attorney General's Office, Federal Laws, Fiduciary Statutes, Banking Commission Regulations, etc??????????????Consumer Credit Couneling is under scutiny by the IRS with half already losing their non-profit status. Most of the other remaining half are closing up shop, as the new regulations are so restrictive, few can remain in business.



Bankruptcy is now no longer an option for 80-90% of those individuals who previously were able to file. And, the Banks are being mandated by the Federal Reserve to double their minimum monthly payments on unsecured debt. Until now, just paying minimums, depending on the interest, took anywhere from 18 to 90 years! How many financially distressed families are going to be able to pay double their current minimums, when they are already struggling to pay half.



We help people like you every day. If you are serious about getting out of debt and can afford this program please call me.



Warmest regards,

Larry Sonin

Sr. Debt Consultant

888-400-9746 ext 48

All the complaints here are TRUE! And if we were "losers" we wouldnt even have attempted to pay our creditors, we would have just filed chapter 7! This company EVADES, LIES, TAKES YOUR MONEY (to the tune of $8000) before I found out that "referring my debtors to "my debt lawyer" and NOT discussing my debt with the creditors as INSTRUCTED by MEZEY in VERY EXPLICIT TERMS, only led to a law suit by one of my debtors (which Mezey was well aware of and promised to appear at), they never appeared, and the debtor won by DEFAULT, and I went to the bank to find that I had not ONE penny to pay my rent or bills, they had confiscated every dime! AND ALL THE WHILE I was being told by MEZEY that they were and HAD negotiated settlements on my behalf! I am reporting them to BBB, Attorney Generals Office, as well as filing suit myself against them for breach of contract! I have spoken to an attorney who has told me they did indeed breach thier contract! I also am wring to the NYS Bar Association to have Mezey disbarred, as he is engaging in misleading, fraudulent business practices, and if you reserach here, you will see they frequently rename them selves and have a class action suit pending in California. DONT DO BUSINESS WITH THEM!

You're right. Campos is a top notch law firm per the BBB. We're thrilled they took over our accounts. This is like our mortgage, which has been changed 3 times in the past 2 years, each time by a bigger bank. Same with our cable company. So, we're looking forward to this positive change too.

Can anyone send me information on the class action suit against Mezey n california? I would like to participate. They haveswindled me out of about $4000

Thank you.

They suck I have been paying them for five months 463.00 a month and they have done nothing and know two of my accounts have went into collections. They have created a mess for me in my finances. Don't use them.

Please tell me how to find out about the class action suit too. I am also in California - LA to be exact and they have ruined me!

Most are a bad idea.

chk out the ftc.gov,,,they have a suit filed against 4
co'.s owned bt the same husband & wife team. The pleadings of the case is there. the content of the pleadings are abt 95% of what all dmc's tell there customers except what they should have disclosed "up-front". it's false, misleading, & is deceptive. None of the customers ared told this.

I am an attorney that currently has a case pending against Credit Solutions in Federal Court for their business practices.

I am very interested in speaking with you regarding a potential claim you may have against Credit Solutions of America.
email and phone deleted as per forum rules. No solictitation permitted.

I look forward to speaking with you.

Sincerely,

Rob Barber[color=Red][/color]

Sorry but you cannot solicit on this site! I have edited your other opost and deleted one duplicate!

I have been with Mezey and Assoc. for two years, at first they were great, they settled four of our 18 accounts, then all the sudden, I cannot get return email replies, fax notices go unanswered, and the phone numbers I have are no longer in service. New York and Arizonia information has no listings for them. Mail is returned unopened. After they made the last withdrawal from my account, I stopped payment at the bank hoping it would force someone to call. They currently have over $3000.00 and I figure I will never receive it back or have it applied to a creditors account. I have spoken with an attorney and he basically told me good luck, not much I will be able to do, especially if they have closed all their offices.

We went with Mezey back in 2006. paid them over $14,000. and were sued up the wazoo. They did nothing they said they would and cost us more money. If there is a lawsuit please let me know. I've tried to file complaints with Attorney Gemerals offices and the FBI, Nothing yet.

I used Mezey & Associates back when they were called NDS. The took $6500 from me and NEVER DID ONE THING that they told me they would do. I have filed complaints against them with no outcome. If anyone knows how to contact them, please let me know because while I can't seem to do anything through normal means, I have other ways of dealing with them & simply need an address.

They better hope i dont got my hands on them!!!

i have just found out they are no longer in business so where is my $6000.00 thy said i am getting #50.00 from my escrow back but they are keeping the rest....for what they did noyhing i got summons they said appear in court.they have done nothing for me sounds like we need to file a class action suit against mezey...they have not told me they went out of business.i found out from a collection agency.

We have been with M&A for almost 2 years. I just found out today that they were out of business. I was instructed to contact the attorney general and find out about any lawsuits pending.

any new news on mezey?

I would like to know if anyone has heard from this company and how we can recoup some of our money.
What action can be taken.

Etta

"THEY DIDN'T DO ANYTHING FOR ME?", "I GOT SUED", "THEY SUCK".... FIRST AND FOREMOST YOU PEOPLE ARE IDIOTS.

debt settlement IS A LAST RESORT TO BANKRUPTCY. IT'S A WAY TO GET YOUR DEBTS RESOLVED WITHOUT PAYING 100% PLUS INTEREST OR RESORTING TO BANKRUPTCY.

IF YOU DON'T LIKE YOUR OPTIONS, THEN STOP SPENDING MONEY YOU DON'T FUKCING HAVE!!!!!!!!

nice docker,real nice.feel better mope?hope so because nobody here cares what you think.especially put like that.

I have done extensive research myself on these debt settlement companies as well and have worked at a debt collection law firm and I can tell you I have spent may days explaining to people who they work and what a rip-off they are. If you dont believe me try "google"-ing "Hess-Kennedy"!!
Read and weep!! These are so-called "lawyers" working for debt ridden people who have been recently shut down for decieving the public and deceptive sales & ethic practices!!
Debtors have the ability on their own to take care of these problems and dont even know that they can. Also google
"debt settlement companies" and read the blogs!!
I think your minds will change quickly about most debt settlement companies.

I would like to be included in the class action lawsuit against
Mezey also. I have been trying for a couple of years now to
try and recover the $8000. they took from me. After taking
all that money they never paid a single debt. Now when I
call they put me on hold until I"m so upset I hang up. Or when
I get ahold of someone they tell me it's in my husbands name
and they'll only speak with him. Then he'll call and they'll tell
him it's in my name and they'll only speak with me. All they
do is take advantage of you in your time of need and make
the situation you're in worse.

Where can i find the low lifes

Mr. Melendez tooked my money for legel fees he says and never did nothin! He still screwing people more! Mezey firm went away but he went to finanancial solutions legal center- another fake ass "legal" firm. My bud contacted them for help and thats whats up. I'm complaining to the fox 11 news!

Please do not get involved with that company........they will only take your money..

Please visit this sites first.

Read customer's stories about Mezey

Google this two site: Ripoff Report & Federal Trade Commission


Thank you and good luck!

Please do not get involved with that company........they will only take your money..

Please visit this sites first.

Read customer's stories about Mezey

Google this two site Ripoff Report & Federal Trade Commission


Thank you and good luck!

Please whatever you do.......DO NOT DO business with Mezey & Assoc. I just filed a complained with the Federal Trade Commission against this company...Mezey Assoc will only take your money...

you wrote..."The Bar Association said they had numerous complaints against Melendez for pretending to be a lawyer and were going to file suit against him with the AG's office, but said that the law firm was delivering as per their contract."
why is it when i called them(BBB) they have no record of any complaints....can you substantiate your claim or is this a personal vendetta...?
J.U.

Quote:

I personally have dealt with Bernie Melendez on several business occasions and have found him to be refreshing. Totally opposite to all the crap that people say with ulterior motives. Like Driving business in a different direction! How hard is it to find true integrity these days? Well Bernie Melendez has more integrity than anyone else that I have ever met. To smear him is a shame. My posting is not anonymous!

Quote:

Mr. Barber:

I'd like to talk to you about CS. I opened an account with them middle of 2009 and have paying $142.00 since then for service fees. I was able to talk to them over the phone couple of times before and they always kept telling me that I needed to open a savings account to save money in order to pay off the settled amount. But they never got back to update on my situation, and now I am not able to log on my account to check on my account with them, have sent to them many emails, faxes, letters and nothing works including expending a lot of time over the phone to see if I can talk to any human voice at CS. I hopefully found out about the crude reality about them by doing a search today and my suspicions were true: that they are simply crooks. Could you tell me how can I join a class action suit agains them in Texas, if it is one going on at this point?
Thanks heaven I did not open the savings account they demanded otherwise they could've stolen from me more! Commonly crooks, thieves, and the corrupt are not only found in bad neighborhoods but they can also be found in elegant offices wearing suit & ties. They have screwed me very badly and may have to go for BK unfortunately.
:-x:-(:confused: