Payday Loan Problems

Hi Stacie,
you came to the right place! Most of here have been in some sort of debt trouble or other..And for a lot of us, it was trouble with payday loans!
I see that you just registered with the site. Soon a counselor will call you, and can help you decide if consolidation or settlement would be the way to go for you.

The first thing you can do to begin to rebuild your credit is quit applying for credit, especially if your reasonably certain you will be declined. Every time you apply for credit it lowers your credit score.

Stacie---I am glad you have registered on here and posted your concerns. You have definitely come to the right place, believe me as posted above we have all been there (some still are). Do not feel alone--post your concerns and somebody will always respond. This forum has been a lifesaver for many people (me included).

Yep Stacie...your not alone...hang in there it will be alright, this is the best place I have found for help and support

Does anyone have the email address for VC Funing and Rio Resources?

You can contact Rio Resources at compliancedepartment(at)rioresourcesllc.com

does anyone have information or website address for finding out if certain pdls have licenses to do business in Arizona.

Did you try this link? It's of Arizona State legislature website. Hope this helps in knowing the licensing of the company in your state.

http://www.azleg.state.az.us/ArizonaRevisedStatutes.asp?Title=6

Also, you can contact the Dept of Finance in your state as well as the state AG office.

This forum definately saved my butt when I was up to my ears in payday loans. I have made some good friends here while dealing with this process and other financial messes that I have gotten myself into. The forum was a big help to me this past weekend when I was driving myself crazy. Payday loans are still coming back to bite me in the butt due to the financial strain it has put on my family but we will recover. This forum have given me a lot of hope when I thought there was none. I've learned a lot along the way as well. I continue to learn everyday that I come here. My family is finally taking positive steps for getting out of debt. Clay, I agree that applying for more credit is a bad decision when you are in deep with it. Since I've come here, I entered into debt settlement and I have not used a credit card for months either. I have one for emergencies that I am allowed by my debt settlement company but I haven't had to use it. We've had the cash on hand to be able to take care of things for a change. Not much cash but enough to get by on. Soon, my first debt will be settled and that will be a big relief.

thanks for the address for the website. you guys are really helpful. How long does it take before the phone calls stop once you are signed on with t & c? I have been with then for over a month and I am still getting emails and phone calls.

how do I use this website to search for the pdl companies?

wedwards

Do you see the google search box above? Type the keyword and you will get the useful links about community interacting on payday loans.

wedwards here is the link to arizona licensing:

http://azdfi.gov/Lists/Lists.htm