question about the debt validation process
Date: Sun, 08/06/2006 - 08:44
But a few days later, Allied sent me another letter stating that they could not identify my name and required information from me to complete the validation request. They wanted my SS#, phone number, bank info and other information.
I thought to myself, "I thought they get this info from the original creditor"? "Why are they asking me for this information"?
If Allied insists on playing dumb, it could work in my favor. If I receive no validation letter from Allied in thirty days, does that that legally require Allied to drop their debt claim against me.
Community insights would be much appreciated. Thanks.
enrock-Do not give out your personal info to anyone. If they are
enrock-Do not give out your personal info to anyone. If they are valid collectors or creditors they have that. And never give your bank info out,they then can debit your account for whaat they want. As for the debt valid.,I believe that there is no set amount of time to validate. i went through this with LVNV and they haven't validated yet. However,if they are reporting on your credit,you can dispute this withem s not being validated. I sent LVNV a follow up letter about 45 days later,and they still have not validated. You will find alot of them cannot validate the debt because it isn't theirs.Good Luck :D ...Karen
Thats sounds advice bossy. Thanks. However, I did investigate t
Thats sounds advice bossy. Thanks. However, I did investigate the matter with the original creditor and they informed me that Allied was handeling my debt account and that I must deal directly with them.
I do not fancy the idea of dealing of dealing with them but it looks like a situation I can't avoid.
When I have been in contact with AI, they insist on checking withdrawals as the only means of paymeny. Is that legal? Does this vary from state? Are there alternate means of dealing with AI without getting bullied by them?
Community insights would be greatly appreciated.
Check out if the original creditor hired AI for collection or th
Check out if the original creditor hired AI for collection or the account is sold off? If the account is still with the original creditor, you can still work out arrangements without dealing with the CA. You have to do sound negotiations for this purpose.
