Does bankruptcy ever get completely removed from your report
Date: Thu, 05/11/2006 - 04:27
I filed for bankruptcy in 1998, and even though it's been 8 years now, it's still on my report. I'm house hunting and my mortgage guy said it's not a huge deal since it's been several years now, but I'm just curious if this will ever be completely removed from my report. I heard after 7 it should come off, but then I heard 10. Which is right? And if it's 7, who do I contact to get it off my report? Advice? :wink:
Sue
Sue
Bankruptcy stays on your credit report for 10 years. So in 2008
Bankruptcy stays on your credit report for 10 years. So in 2008 your bankruptcy should come off your report.
Bankruptcy
Is the Bankruptcy removed on it's own by the credit report companies or do you have to contact them to remove it in ten years?
Thank you!!!
Normally shortly after the ten year mark it automatically drops
Normally shortly after the ten year mark it automatically drops off. But if for some reason it doesn't you can have it removed with proof that it has been ten years.
Bankruptcy Removal
It was in October 1996 i filed bankruptcy. I assume that on the filing date of this month it will be removed. My question is "Will my credit score increase at all?"
I think it should increase, not sure by how much, but it should
I think it should increase, not sure by how much, but it should help.