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PDL calls

Date: Mon, 05/15/2006 - 06:52

Submitted by rach0730
on Mon, 05/15/2006 - 06:52

Posts: 4 Credits: [Donate]

Total Replies: 3


Am I able to fax my PDL's advising them not to contact us at work or our references... is there any laws that they would have to follow regarding this.

I'm handling the home calls real well... answering machine in another room and ringers turned off on phones. Friends and family have been use to being screened for years. I have a phone right by puter with caller id on it... if you come up and I want to talk I'll pick up... anything else gets dumped and 98% of the time I'm not returning your calls.

I have one PDL calling my best friend and talking at great length to them about my loan... this isn't legal is it???


They are not allowed to discuss your pdl loan with anyone but you. They can call references to locate you and that is it. You can fax the cease and desist to the lenders, but follow up with sending the letter sent by certified mail with return receipt. That way you have proof that they received the letter and the fax is also proof as long as you have the confirmation page. Some lenders will obide by the cease and desist and some will refuse to go by the cease and desist.


lrhall41

Submitted by Not so Lucky on Mon, 05/15/2006 - 07:16

( Posts: 3041 | Credits: )


Hi rach0730

PDL lenders don't have any specific laws which restrict them from calling you at your place of work or home. However, if you have notified them in writing and work out arrangements, they may not possibly call you. Some are really hard to deal with as Tammy said. But you must call the lender and explain the situation so that calls come to an end.

Regarding the second part of your question, a payday lender should not discuss about your accounts with any one else. They are violating the rules here by disclosing your account info with your friend. Inform them in writing that your friend should be kept out of this matter.


lrhall41

Submitted by david on Mon, 05/15/2006 - 10:51

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