NESI...?

In which state does NESI operate? Do you agree with the account details of Sears? If you think the details to be correct, send a payment proposal and pay off the account. If you do not want to deal with the collection agency, you can work out payment plans with the original creditor. They might be comparatively easier to deal with. Send your mails certified for having proof of the records.

Gretchin..

Why would I want to offer a settlement with NESI if I am enrolled in a debt settlement program????

Is that not the debt settlements job? NESI is the biddy that called me the other day and had me in tears...she says Sears refuses to work with my debt settlement company and legal actions would be brought against me if I did not pay what they were offering which is $3200.00.

Now, if I had money growing in my hair...this would not be a problem.

If this account is included in the debt settlement program, leave it on your settlement company for doing the negotiations. Tell the CA that you are taking care of this account and if they wish to talk further, they should be in touch with your consultant.

Get the phone number of NESI so that your consultant can also ring back. Although Sears may refuse to work with your settlement company, but they won't take any legal actions because you are trying to pay off this account with your settlement company. This attempt will always place you in the safe side. You have proof that you are not avoiding the debt account with Sears. They will give up and later accept the proposals from your settlement company. Don't worry, everything is just fine.

Thank you.....This is all new to me.