Debtconsolidationcare.com - the USA consumer forum

pdl's still debiting my acct.

Date: Fri, 05/19/2006 - 22:50

Submitted by olive1276
on Fri, 05/19/2006 - 22:50

Posts: 54 Credits: [Donate]

Total Replies: 7


i need some advice on this. i put stop payments on all my ach debits. and even faxed all my pdl's a cease and desist and telling them i was going thru t&c and they no longer had my permission to debit my acct. but they are still trying there even trying to debit it as a check w/ a really long check number ex. 9999999. the money comes out but is eventuallly put back. is there anything else i can do so they stop attempting to do this. or should i just close this acct. and open a new one?


Jessi is right, Olive... CLOSE IT!!!! the money may be going back in now, but stop payments are only temporary, and expensive. It'll be cheaper and cause you much less problems if you change your bank account. If you do stay with your current bank make sure you let them know what's going on..I saved myself a lot of grief by being honest with my bank, they prevented some funny stuff from going through.


lrhall41

Submitted by finsfan13 on Sat, 05/20/2006 - 06:49

( Posts: 6919 | Credits: )


The payday loan lenders have their ID's with the bank using which the debits are made. Explain the situation to your bank and get the user id of the PDL company blocked. Thus, you won't need to close the account and the PDL also won't be able to make any debits with different amounts. Try it.

Besides you will get some help in the threads below:

http://forums.debtcc.com/forums/after-defaulting.html

http://forums.debtcc.com/forums/nsf-statute.html


lrhall41

Submitted by curlycarl on Sat, 05/20/2006 - 10:19

( Posts: 616 | Credits: )


I was totally honest w/ my bank about what was going on. When I explained to them that I was going thru a debt mgmt company, they were more than happy to help. As long as they know you are just not trying to close the acct to AVOID paying they should help. Granted, I have been w/ them since 1992. It is a local bank as well, so they KNOW me. Believe me, THAT WAS EMBARRASING.


lrhall41

Submitted by lgall on Sat, 05/20/2006 - 20:26

( Posts: 186 | Credits: )