CashNet500
Date: Thu, 05/25/2006 - 06:36
Any more questions? Comments? I find it funny that a manager cannot even spell or use correct grammar to give an explanation. Again, I expect no further payments deducted from my checking account. I have advised Wachovia Bank of what is going on. The next step for me will be contacting Utah licensing. How's that for time-consuming?
He will be contacting you. BBB of Utah has already sent a letter to Cashnet.
[quote]
-----Original Message-----
From: Tim [mailto:Timmcfeeters@cashnet500.com]
Sent: Wednesday, May 24, 2006 9:42 AM
What is your attorney's name so I can contact him?
Tim McFeeters
Manager
Global Payday Loan LLC.
800-654-7444 x855
Sent: Wednesday, May 24, 2006 9:38 AM
To: Tim
Subject: RE:
Fine. I am done arguing with you people. I will let my attorney know how you handle your business. I have also advised my bank that I did not authorize $350 to be deducted from my account to pay Cashnet. My attorney and the BBB will be contacting you regarding this matter. As far as I am concerned, I have paid more than enough to pay off this loan. You are not authorized to withdraw any further funds from my checking account, effective immediately. I feel sorry for anyone that tries to business with your company, especially if they get the kind of service that I have. They say that the customer is always right, and this customer is not satisfied by any means.
-----Original Message-----
From: Tim [mailto:Timmcfeeters@cashnet500.com]
Sent: Wednesday, May 24, 2006 9:30 AM
Ms., I am correct. I have told you this in the past they were selling a product we are not.
This is becoming repeative. And we didnt solicite any business. you came to us. You applied for the loan
via the internet. Pennsylvaia has laws prohibiting what the Dot.com company did. You cant not operate a Payday
loan company in Pa. that is the law that company broke.
Tim McFeeters
Manager
-----Original Message-----
Sent: Wednesday, May 24, 2006 9:19 AM
To: Tim
Subject: RE:
Thank you for clarifying that. However, Citibank is not a Payday Loan Company. I think that I know the laws of SC also. I do work for the local government. Would you like me to send you a copy of South Carolina Title 34 - Banking, Financial Institutions & Money, Chapter 39 - Deferred Presentment Services? As I stated, it does not matter where the loan originated. See below.
Your claim that the contract that I signed is only governed by the law of the state in which your company resides is unsubstantiated. There is specific Federal case law that refutes your claim. Your company solicited, accepted and transacted business with a citizen of the State of South Carolina, thus you are subject to the laws of this state including the maximum rate of interest and the usury laws.
"Dot Com repeatedly and consciously chose to process Pennsylvania residents' applications and to assign them passwords. Dot Com knew that the result of these contracts would be the transmission of electronic messages into Pennsylvania. The transmission of these files was entirely within its control. Dot Com cannot maintain that these contracts are "fortuitous" or "coincidental" within the meaning of World-Wide Volkswagen. When a defendant makes a conscious choice to conduct business with the residents of a forum state, "it has clear notice that it is subject to suit there." World-Wide Volkswagen, 444 U.S. at 297, 100 S.Ct. at 567. Dot Com was under no obligation to sell its services to Pennsylvania residents. It freely chose to do so, presumably in order to profit from those transactions. If a corporation determines that the risk of being subject to personal jurisdiction in a particular forum is too great, it can choose to sever its connection to the state. Id. If Dot Com had not wanted to be amenable to jurisdiction in Pennsylvania, the solution would have been simple--it could have chosen not to sell its services to Pennsylvania residents." (W.D.Pa. 1997)
-----Original Message-----
From: Tim [mailto:Timmcfeeters@cashnet500.com]
Sent: Wednesday, May 24, 2006 9:13 AM
Ms. , we are under the Utah State of Banking Laws. Those are the laws we follow. Citbank is based out
of New York, they do business all over the world. They are not licenced in every state to do business. They are
licenced in NY and have to follow NY State laws.
Tim McFeeters
Manager
-----Original Message-----
Sent: Wednesday, May 24, 2006 9:10 AM
To: Tim
Subject: RE:
I am requesting that my account be marked paid in full and all overpaid fees are returned to me. SC laws (no matter which state that the loan originates) states that there can only be a 15% charge per $100 borrowed and that loans cannot be rolled over. How is that too time consuming? I have tried to contact cashnet several times by phone and I am left on home for 15 minutes or more. That is time consuming.
-----Original Message-----
From: Tim [mailto:Timmcfeeters@cashnet500.com]
Sent: Wednesday, May 24, 2006 9:05 AM
Ms.you supplied us with your work information. At no point when you applied for the loan did
you tell us you cant make or receive personal calls. As a matter of fact you faxed us your contract form work.
Your questions you are asking are to time consuming to type.
Tim McFeeters
Manager
-----Original Message-----
Sent: Wednesday, May 24, 2006 8:57 AM
To: Tim
Subject: RE: Tim for your review..Karen
That is fine. I'm too busy to keep trying to contact your company also. I will let my attorney know that you are too busy to bother responding. I am not supposed to have and or make personal calls here at work. I also find it funny that you do not reply to e-mails, even though you just did. This e-mail has sent to the BBB of Utah.
-----Original Message-----
From: Tim [mailto:Timmcfeeters@cashnet500.com]
Sent: Wednesday, May 24, 2006 8:50 AM
Subject: RE: Tim for your review..Karen
Ms.if you have any questions you must call me. I do not reply to emails. I am to busy.
My nuber is listed below.
Tim McFeeters
Manager
-----Original Message-----
Sent: Wednesday, May 24, 2006 7:52 AM
To: tim @ cashnet500.com
Subject: FW:
3rd request for response....All requests are being forwarded to my attorney, as well as Utah's Better Business Bureau.
Tim,
Kim in Customer service gave me your name. I am requesting a response about my loan.....I have been requesting a response since the beginning of May. Some of your employees are very rude and unprofessional...I have forwarded all correspondence to my attorney. I am requesting a refund of all overpaid fees paid on this loan. Please respond ASAP. The following is a chat session between Kim and myself.
You are now chatting with : kim
Kim: Hello how may I help you today?
You : I need to check the status of an account that I had with CashNet.
Kim: may I have your SS# please?
You : *********
Kim: I show a current balance of $380. To make arrangements you need to call accts recievable 18006547444 ext 837
You : I had faxed and e-mailed several documents that my attorney gave me regarding payday loans, and to this day, I have gotten no response. Suddenly, on May 12, $350 was deducted from my checking account. When I called Cashnet, I was told that I agreed to the debits, which I did not. Therefore, I notified my bank and let them know that I did not authorize $350 to be deducted. SC law states that payday loan companies cannot (no matter which state the loan company resides in) charge over 15% per $100 dollars. In addition, a loan cannot be renewed or rolled over. I have requested several times that all overpaid fees be refunded to me. All correspondence has been forwarded to my attorney for further review. CashNet has also been reported by myself to the Utah BBB. I will not withdraw any claims until my money is fully refunded.
Kim: you will need to speak to the accounts receivable department I cannot make any such decisions or determinations.
Kim: I do apologize for any inconvenince.
Kim: The number again is 18006547444 ext 837
You : Whey can no one respond to my questions? Give me a direct e-mail or fax to that department along with a name of someone that I can speak to.
Kim: fax number is 18004186073
Kim: you can email tim @ cashnet500.com
You : Thank you.
Kim: You need to speak to accounts receivable. I as customer service cannot advise.
Kim: I am sorry. Any other questions?
You : That is all. Have a nice day
Kim: you as well.[/quote]
Get this. I called Cashnet on Friday, because my bank said to
Get this. I called Cashnet on Friday, because my bank said to contact them. Well, I am sent to Mr Atkins' voice mail. Low and behold, Mr Atkins called me back. I politely asked Mr Atkins about the $380 deducted from my account. This guy all of a sudden gets an attitude problem and asks me why I am being so nice after all of the rude emails that I sent him. I adviced Mr Atkins that I had not sent him any e-mails and that Tim McFeeters was the only one that I had been emailing. This guy tells me that he is Mr McFeeters and that Mr Atkins is his alias at work. He then goes on to call me a liar along with some other choice words. I told him that I was not the liar. I give my real name to people that I do business with. Then I practically told him what he could do with his alias. Long story short, this guy calls my boss and tells my boss that I have been harassing him on the telephone. Almost got put on probation here at work. But......had a deputy sheriff at my house this weekend filling out reports.
This guy had me so mad, that I couldn't see straight.
McFeeters aka Tim Atkins
KB...Chill out! This guy is not even worth a response.
He's juvenile to deal with,I don't bother anymore. I am
taking my own course of action regarding them.
How are you dealing with them? If you don't mind me asking.
How are you dealing with them? If you don't mind me asking.
re
Heads up. Never call any PDL's back from where you work even if they call you 1st. Otherwise it brings you job into it and they can claim that you harassed them from a company phone.
What do you mean by multiple debit? I had been paying all along
What do you mean by multiple debit? I had been paying all along and all of a sudden $380 was deducted at once for a $200 loan.
Did you dispute this debit done all of a sudden with the company
Did you dispute this debit done all of a sudden with the company? You can take the help of your bank in this matter and get the verification results. They need to prove the actual reason behind this withdrawal or else, money must be reverted back to your account.
How much did you pay on the loan prior to the debit?
How much did you pay on the loan prior to the debit?
I think that I paid close to $300 in fees until they deducted an
I think that I paid close to $300 in fees until they deducted another $380 more.
Cashnet
They deducted money from my account also - $670.00 - I swear - we need to get together from every state and take them to a television station and expose them for everything everywhere - they still owe me money - and I have not gotten anything back - it has been 3 months for me - they created a check and took that kind of money from my credit union - I am still fighting them -
Guest, you will have to close your checking account and stop the
Guest, you will have to close your checking account and stop the company from making further debits. Later, they might contact you after not receiving the money. Ask them to send you the loan statement so that you can verify your payments. In the meantime, you can report this unfair activity to your state attorney general's office and they will investigate the matter.
You may have to bring them to arbitration. It costs $75.00 to
You may have to bring them to arbitration. It costs
$75.00 to file,It may be worth it.When you reach a
Settlement you then can charge Cashnet500/Global
payday loans to recoup the cost.
Reporting them to your AG's office will not do anything,unless of course thousands of people have
the same complaint from the same state.
BBB report
I received this today regarding a BBB complaint I filed.
Business Info
NAME: Cashnet 500 Financial
BBB MEMBER: NO
CONTACT:
ADDRESS: PO Box 572037
Murray, UT 84157
PHONE: 800 654-7444
FAX: 800 887-9284
Website: cashnet500.com
Complaint status: Case Closed - UNANSWERED
Activity
Date Activity Description
07/10/2006 Case Closed - UNANSWERED
07/10/2006 Inform Business - Case Closed UNANSWERED
07/10/2006 Inform Consumer - Case Closed UNANSWERED
07/10/2006 No Response received from Business on 2nd Notice
06/19/2006 Resend Complaint to Business
06/19/2006 No response to first notice to business
06/01/2006 Inform Business of the Complaint
06/01/2006 Send acknowledgement to Consumer
06/01/2006 Complaint Reviewed by BBB Operator
05/30/2006 Complaint Received by BBB
Believe it or not, I got the same e-mail today from Utah's Bette
Believe it or not, I got the same e-mail today from Utah's Better Business Bureau.
Everything I sent to the Murray,UT address has gone unanswered.
Everything I sent to the Murray,UT address has gone unanswered.
Same here. I even gave the BBB the so-called branch managers di
Same here. I even gave the BBB the so-called branch managers direct number.
crooks - sick of them
So you are saying that Cashnet can just take people's money and nothing is done about it - if that is the case then we can do the same thing - start a business and get money from people - this is crazy - somebody should be able to do something -these people can find us - but BBB and Attorney General's office can't find them - all the people who try to do the right thing get caught - crooks keep moving to the next victim
Got the same message from BBB here too!! Unanswered and Case Clo
Got the same message from BBB here too!! Unanswered and Case Closed!
Keep complaining to the AG's office, and your states Professional Regulation of Licenses' Bureau...they helped me in this case.
Called them up and told them what's been going on with the inter
Called them up and told them what's been going on with the interest and fees with the pdl's, they were very helpful.
cashnet 500
Here's a funny one: I closed my checking account and somebody from cashnet actually emailed me stating that I recently applied for a loan and to fax her my bank info. They were just trying to get my new bank info. I asked her if she was used to dealing with stupid people or if she was just an idiot herself!
cashnet500 problems
Can somebody give me the address for these idiots and tell me how you have dealt with them. They won't make payment arrangements except if it is through my checking account and that is not going to happen.
re
Ask for Sharon. I spoke with her when I settled. She was very pleasant actually. I only had to pay the amount of my balance without any fees or interest and I paid by Western Union.
Is Cashnet500 the same as CashnetUSA? I have A loan out with Ca
Is Cashnet500 the same as CashnetUSA? I have A loan out with Cashnet USA that I defaulted on and is now part of my debt consolidation plan.
PAYDAY LOAN YES HARRASSMENT AND THREATS
I have sent these idiots several letters to cease and desist calling me at work, but I get 2 to 3 calls per day. I have expressed to them that I am only working part-time and that I could only pay so much monthly. I was told my arrangements were not acceptable despite it being the best that I can do at this time. However, that have discussed the matter with my employer, faxed information about the same to my employer and threatened to have me arrested and garnish my wages. I am in the state of Texas. What can be done at this?
I had the same problem and I had to wind up changing banks becau
I had the same problem and I had to wind up changing banks because they kept taking money out of my account EVERY 2 weeks. It doesn't solve the problem bc they can still do it to others, but it cuts down on your future headache
NO! Cash Net is not CashNetUsa. CashNetUsa is a member of C
NO! Cash Net is not CashNetUsa.
CashNetUsa is a member of CSFA and is an accredited BBB member. CashNetUsa has a BBB rating of "A" which is very good!
I dont think "Cash Net" is even a licensed and legal lender! Most of the legal ones dont have the shady business practices that Cash Net seems to have!
