Interstate Wir Fraud

I received the call again today. My PDL was thru Money World Lending. Shannon Jackson would not send me any info or documents to support that they could prosecute. I finally found the docs that said by UTAH law, the state they are out of, they are not allowed to threaten or use criminal prosecution, plus they must accept partial payments. I called the state of Utah banking and was told to first call FL banking, the state I live in and see if they are registered to loan money in the state of FL. If they are not, then the loan/contract is null and void. So far Florida cannot find this company as being registered to loan money. I am waiting on a call back to file my complaint.

Please call 866-966-7226 to report them to the AG. They have had several complaints but need more to open a case. They have already opened a case on Bass & Associates and she is sending my info to try to see if the case workers on Bass & Associates want to pick up this one. The more that call and complain about Processing & Recovery Systems, or National Processing Consultants (which ever name they gave you) the more likely a case will be opened. They are not legally allowed threaten you with arrest or charging you with a crime. They cannot charge you with any crimes. PLEASE CALL THE AG OF FLORIDA if you are having this problem.

I took out a payday loan with easy loans and defaulted and I feel horrible!!

I paid on it from jan 6-march 30 07 90.00 every two weeks, I just could not afford it:( the account was closed.

My inlaws, got contacted by MS, Smith in processing, and were told I was being arrested, they then called my husband who called her, and she told him everything about the police in my county coming to get me at 5.00 and taking me to jail for crimianal fraud.

unless we paid 750.00 for the 300.00 loan. she then contacted me the next day to give me another day we offered payment arragments, no, all of course we could not so we were going to pay half and the rest on monday, but then we did some research on this site and asked for the proof of debt which they refused because we have paid on it for almost two months. so where did that money go?? and she refused, so on friday we asked again she refused, so instead of paying 300 we paid 30 as a lawyer friend suggested pay something on your debt, and then she called wanting the rest by 1 that day or I was going to jail, we told her give us proof of the debt she hung up, I called her back she started screaming at me to tell my husband I was going to jail,so I gave him the phone and he then, got hung up on and yelled at two times, no contact since, no police either, we are going to pay the 300.00 to the company, 30.00 a month but that is it, unless they give us the proof of debt.

will I be going to jail? she was really mad?? I am really mad! I am reporting this to the SC attorney general tomorrow, is this legal???

Guest - I believe you posted this under another thread - please check there for your responses from members.

In short, you are not going to jail. There is no debtor's prison. You cannot be arrested for defaulting on a payday loan.

Doing some quick math here, I have figured that you have paid $360 on this PDL. I am assuming this PDL was for $300, so if this is true, you have already paid this debt. Do not pay these people another dime and demand they mark your account paid in full. This woman can threaten you all she wants, but that is all she is doing: making threats. She doesn't have a leg to stand on here.

thank you to you all I went back through all my bank records I have paid to easy loans for my 300.00 payday loan 540.00 that was 90.00 every two weeks until I could not any more. so where the 752.00 I owe is coming from now, I do not know, I want to know where the 540 went to? not including the 30.00 I just paid the processing company on friday. so I am not paying anything else.

thank you so much for everyone who answered on both of my posts I am reporting these people first thing monday morning. I actually sent my children away thinking I was going to jail, and I have never been away from my 6 month old :twisted: since she was born. I realize I am at fault, but so is Ms. Smith.

Guest,
Since you dealt with Bass on this one, you can do yourself a favor here by going to Cajun's thread in the Pub on Bass and emailing a reporter at the Jacksonville newspaper about your experiences. Getting you to the point where you felt like you had to send your baby away is criminal! The more stories that are heard the better.

She did not say who she dealt with. Did I miss a post somewhere? Where did she mention Bass?

I just received a call from "Processing and Investigations" regarding a payday loan from Easy Loans. I got the $300 loan late last year, and paid on it for several months, then my husband and I separated and I no longer had access to the bank account. I have called them previously and told them with all of the fees I've paid to mark my account paid in full. This call today was the first I have heard about it in several months. She told me I had until noon today to pay over $700 or they would release charges to my county for criminal prosecution today. She said the charges were defrauding a financial institution and worthless check. Can they do that? I am really afraid now. I have tried to dig myself out of the payday loan hole, and thought I was doing that, but now not sure what to do about this one. The woman just wanted to give me a Western Union address to send money. I told her I wanted to go home and check my records to see what had been paid, etc. and asked if I had to pay something if we could arrange something at the end of the month since this was the first I had heard about this in several months. She said no and that she was releasing the charges and Good Luck. Does anyone have any advice

Quote:

Thanks for the advice. I actually called them back and told them that before I did anything that I had to have something in writing about this "loan." My next step is to go back through bank statements and see how much I've paid to them in fees. I am sure it is beyond the principal amount of $300. I'll see what happens from there. Thanks again.

Hey, I was called by the 904-725-0052, by a "Detective" Sharon Jackson, stating that @ 1145 am est, the Police Dept will be knocking @ my front door to arrest me for check fraud and not paying back on a check loan b/c my account was frozen. I and my lovely assistant, my wife, got online and did what we do best, research. I found out also that this co. is under investigation, my lawyer said that they cannot file federal charges against you because of a check or not paying back on a loan. So I calmly called the wonderful people who called me, "detective" Jackson and asked her a few questions, this is after I called her and she hung up in my face mind you.
1. Are you a collection agency? A: Yes and No
2. Aren't you under investigation by the IRS or was it the "FED's"? She answered with fear and trembling...No sir, umm, we do the investigating.
3. Are you a detect? A: ummm sir, no sir but...
4. I can't do anythig until I get this case, or investigation in writing? ...then once again I asked her about their co being under investigation, then she got scared and hung up. If you are being harrassed, use the three letters I used and see if they call you again. They'll get scared and move on.

SO NOW SHARON JACKSON IS DETECTIVE SWEET!!!!!
ACTUALLY TRY TO GET PROOF OF THAT STATEMENT SHE IS VERY FAMILAR TO SOME HERE. THAT IS A MAJOR NO-NO
IN COLLECTING.MISREPRESENTING HERSELF LIKE THAT.

Hmmmmm We arrest people here for being an LE imposter...

Sure do wish some of my PDL's call me at work stating they are a detective or officer or whatever... Of course when the phone is answered "&*(*^ County Sheriffs Office" I'm sure they will hang up...

I failed to pay back a pay day loan. I started receiving calls from a collector, but I kept telling him I just didn't have the money. Then one day he calls and says if I don't send the $800 dollars I owe within the hour that I will be arrested for fraud. I just laughed at him and hung up. About 90 minutes later, 2 armed officers enter my place of work, tell me I am under arrest, handcuff me, and frog march me out right in front of coworkers. I was so humiliated. I was thrown in jail with seedy characters and was beaten and else. My wife had to pawn our car to bail me out and pay what was owed. I still have to go back, and may be sentenced to time.

Don't let this happen to you.

So guest, why dont you register? What state did this happen in? What was your charge? What was your bond? What judge signed the warrant? They had to have walked the warrant through in order to get a warrant in 90 minutes.

Sorry all.. I got carried away

Oops, I forgot to log in LOL I'm the one asking all the questions, NOT the one who got arrested LOL

Yes Tiffer0220, sounds like "Guest" has too much time on his hands and decided to come here and try to terrorize people on this forum. Things must be kind of slow at the CA; not enough people to harass, terrorize, and extort money from.

They must be learning their rights under the fdcpa and shutting him down by calling him on these lies when he spews them on the telephone. Maybe he was the one IGOT'EM talked to!

Bozo!

Per fdcpa, debts are civil matters, not criminal unless you are dealing with the IRS. This guest is full of so much crap that his/her/it's eyes are turning brown. Go home troll, your not funny, just pathetic.