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Trouble with Experian dispute

Date: Wed, 05/31/2006 - 04:16

Submitted by deepisland
on Wed, 05/31/2006 - 04:16

Posts: 10 Credits: [Donate]

Total Replies: 3


I paid off a debt with Oxford Collections that was on my Equifax report. The report was updated and to my surprise it shows the amount owed went from $118, down to $42. I paid the entire amount I owed.

I called the collection agency and they said I owed nothing. I reqested from them twice to send a letter that I paid and they never sent it. I disputed again with Experian. Even giving them the confirmation numbers and names of the people I spoke to.

I don't know what else to do.


I bought a credit report from creditreport.com because I needed all three WITH SCORES the free reports we can get annually don't have a credit score on them.

so I have found something that should not be on my report because it was opened in 1996 and closed in 1998. I went over my limit but it's been over 7 years

when I go to the experian site I can only dispute on line if I order an "experian" report, i can't even talk to a live person without paying for a report from them is that fair???


lrhall41

Submitted by on Wed, 06/14/2006 - 13:17

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m0ney_g1rl

I posted my reply in the previous thread relating to this matter. I know it is the policy of experian to purchase a copy before placing the dispute. Rectify this item with the other bureau and wait for the change. If transunion fixes the error, experian will also do it.


lrhall41

Submitted by Justme on Wed, 06/14/2006 - 17:22

( Posts: 479 | Credits: )