Can anyone please help?
Date: Wed, 05/31/2006 - 17:03
Hi terriann You will get positive results when you start nego
Hi terriann
You will get positive results when you start negotiating with your creditors and offer your payment plans. Most of the lenders will be willing to work out arrangements with you. Deal with your lenders confidently and offer a realistic payment plan. You won't feel depressed when you see the accounts paid off one by one.
No lender can send you to jail for not paying the debts. There are no debt prisons these days. Don't tense yourself with these thoughts.
Consider closing your checking account if the lenders are not accepting your proposal and debit money. You will need to review your bank accounts regularly for this purpose.
Your first move is to contact your lenders and get some extensions. I hope that it will be an easy process. Most of us have taken this step and returned with positive deals. I am sure you will return back to us with a smiling face. :)
Terriann---There is always hope and nothing is ever so bad it ca
Terriann---There is always hope and nothing is ever so bad it can't be fixed or repaired in some way, especially when you are dealing with things like money. Have you gotten to talk to one of the debt counselors from here yet? I would definitely follow John's advice and think about closing your bank account and open one at a completely different bank (don't give the PDL's any new info. that way they can't access YOUR money. Please check back and let us know how you are doing. Everyone here is always willing to help and are very experience with the problems dealing with lenders, pdl's, etc. Good luck!