Need Payday Loan Help Quick

calexander718

Hi, welcome to the forums!

I would recommend obtaining a copy of what you have paid, thus far, from all the payday loan companies. If you've already paid off the load amount, and are only paying interest fees now, you could send a letter of demand to close out the loan, and show as paid in full.

Regards-
Mike

i keep receiving a call from foreign men with bogus phone numbers that say i owe 1800.00 in payday loans
they are very rude,call me at work and even tell me that they are from the attorney generals office,they are really scaring me at this point

mhall345

Hi, welcome to the forums!

Did you actually take out a payday loan? If so, have you paid back anything on it? Placing phone calls to your work, especially when you've told them to stop, is breaking the law. They cannot harass you at work. What is the name of the collection company that is calling you, and phone number if possible? I'd like to do some checking for you.

Remember to stand your ground. Insist they provide you with an address so you can send a letter of validation.

Regards-
Mike

mhall345, do not feel scared. Some companies use such scary tactics to get the money without any paperwork. You have your legal rights protected under the federal laws. No company is allowed to make threats while recovering money from people. Tell them that they are violating the laws and you will be reporting their conduct violations to the BBB and the local AG's office. Any debt needs to be put in writing before you send your payment. You must verify it thoroughly before making a payment agreement. Don't give out your checking account information to the company. They might say that you will be sent to jail if you don't pay back within the limited time. Stay cautious and know the laws in your state. These companies cannot do anything against you unless their is a legitimate proof.

Thanks Mickey, I will have my mom get on top of that. If we do find we've paid them. Which I'm pretty sure we have is there a certain format the letter should be in?

Can someone help ihave so manypayloans online and at payday centers idont where to start looking for a loan to pay them off i was told if i didnt pay them right away i would go to jail ihave offter to make arrangements on them but they told me i cant do this is there loancomany out to help help now please iw ill never get another payday loan they should be illegall and stop help please

you wont go to jail we dont have debtors prison so dont worry about that. contact a debt consolidation company