I am currently in works with T&C to pay off my PDL's and i am having the hardest time with them. I haven't recieved any calls from them saying what's going on. I spoke with Jessica yesterday and she was really nice and then i called in today and they didn't have any clue who she was and the lady was a total bitch to me. they are telling me to get the addresses for these places and i can't get them. i just can't seem to get ahead and i don't know what to do! Plus i have the companies calling me, trying to get me to make settlements with them that i cannot afford!
By signing up a debt counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
Some creditors and collection agencies refuse to lower the payoff amount, interest rate, and fees owed by the consumer.
Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.
The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.