Calling before 8am?
Date: Sat, 06/17/2006 - 09:20
Well, they're not supposed to do it..But it is pretty close. I r
Well, they're not supposed to do it..But it is pretty close. I remember when i was dealing with Interim cash, they called my house between 9:45 and 10:pm a couple times. Once I asked the man I was talking to if he knew what time it was..He told me that he was working overtime, and that's why he was calling so late.
They would. But I would say they are more like a locust swarm o
They would. But I would say they are more like a locust swarm of Biblical proportions. 8am is 8am. 7:59am is not 8:00am. None of the numbers are even the same! :lol: OK so I'm an idiot but I can tell time. :wink:
ok :) well i reported them to the attorney general anyway, so i
ok :) well i reported them to the attorney general anyway, so i hope they don't laugh at me about it!
Is it Chase or a collection agency calling for Chase? I think on
Is it Chase or a collection agency calling for Chase? I think only collection agencies have to play by those rules.
And if their time reports that it is 8 am in your time zone as long as their computer logs it and it is believable then a cpmplaint won't really do anything at all.
Only collections agencies have to abide by the fdcpa. :( But it
Only collections agencies have to abide by the fdcpa. :( But it is messed up that they're calling that early. I don't know if it would help, but maybe if you called them they could somehow log in your file not to call that early? I doubt it, but it's possible.
If i's Chase themselves (operating under Chase's own name) it is
If i's Chase themselves (operating under Chase's own name) it is technically legal for them to call at any time. Only collection agencies, or in house collections department operating under a name which is different than the creditors are governed by the fdcpa.
Chase will tell you they voluntarily adhere to the FDCPA, but since they are not required to there is no grounds for violation penalties.
it's chase's collections department, if that makes any differenc
it's chase's collections department, if that makes any difference
next time they call i think i will hand the phone to one of my dogs :)
That's animal cruelty! :lol: But at least they'd be able to unde
That's animal cruelty! :lol: But at least they'd be able to understand each other. :wink:
That is not entirely true. Chase may call if they have been give
That is not entirely true. Chase may call if they have been given permission to call at those hours, or if you filled out a form with the 'best time to reach you' and put 9 or 10 pm. Otherwise they cannot call after 9pm.