Collection Agencies/Attorneys--licensed in Pennsylvania?
Date: Thu, 06/22/2006 - 10:41
Hello,
How do I determine if a collection agency or colleciton attorney's office is licensed to collect in Pennsylvania? I appreciate any guidance you can throw my way. I have been contacted by 3 different collection attorneys' offices....Thomas Bamford (collecting for Orchard Mastercard), Fred Hanna (collecting for Bank of America), and Burton Neill (collecting for Citibank)....I am working with Greenpath debt solutions, but the delay in issuing proposals and payments made the difference in these accounts being handled in-house vs. being charged off....and it doesn't appear that they will work with Greenpath. They are all pushing me to pay settlements that I cannot afford, and are unwilling to work out reasonable payment plans. Any help or advise is greatly appreciated! Blessings, Melissa
How do I determine if a collection agency or colleciton attorney's office is licensed to collect in Pennsylvania? I appreciate any guidance you can throw my way. I have been contacted by 3 different collection attorneys' offices....Thomas Bamford (collecting for Orchard Mastercard), Fred Hanna (collecting for Bank of America), and Burton Neill (collecting for Citibank)....I am working with Greenpath debt solutions, but the delay in issuing proposals and payments made the difference in these accounts being handled in-house vs. being charged off....and it doesn't appear that they will work with Greenpath. They are all pushing me to pay settlements that I cannot afford, and are unwilling to work out reasonable payment plans. Any help or advise is greatly appreciated! Blessings, Melissa
Pennsylvania licensing board as well as the attorney general of
Pennsylvania licensing board as well as the attorney general of your state can give information about the collection agencies licensed in your state. It is a must for the CA to be licensed in your state before collecting from you. Besides, when the debt is validated by the company, they need to give out their licensing info also if requested.
As some of your debts are reaching the charged off status, confirm if they are running out of the SOL period. If the statute expires, you can refuse to pay the debt in legal grounds. You should also make sure that the company whom you pay the debt must update your file with the bureaus.
