First of all, I thought I posted this a few minutes ago but never found the thread so I'm trying again.
I apologize in advance if this shows up twice.
Over the weekend I put in my information for someone to contact me. I've gotten a call/message from United Christian Financial. Is that a result of filling out the form here? I see this is called "debt consolidation Care", is that not an actual company? By filling out the form here where does my name go?
By signing up a debt counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
Some creditors and collection agencies refuse to lower the payoff amount, interest rate, and fees owed by the consumer.
Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.
The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.