I want to have good credit :-((((

HI ricandelight21

Welcome to the forums. It is nice to know that you are conscious of repairing the damage in your credit report. Since you are having difficulties in acquiring credit, opting for consolidation all your debts into one loan amount will be right move.

Doing this, consolidation program will help you to settle all your past debts with the creditors through proper negotiations and getting all your late fees and finance charges waived.

debt consolidation will not only help you in clearing all your debts in a stipulated period of time but also re-shape your credit profile. All the negative entries will erase from your credit report after completing the payments. Thus, you will be once again in a better position to acquire credit in the future.

Regards
Roxette

Hello ricandelight21,
Welcome to the forums.

Since you have incurred a large amount of debt, you will be unable to open a bank account, buy a car, or even rent an apartment. For that, you need to improve your credit scores.

You can efficiently improve your credit scores and pay off your debts if you register yourself in a debt consolidation program. Once you are enrolled, a debt consultant will contact you to handle your accounts. He/she will come up with a repayment plan, which will be both convenient and affordable for you to pay.

To know more about the advantages of debt consolidation program, please read the relevant article:

http://www.debtconsolidationcare.com/benefits.html

Hope I could answer your query.
Feel free to return if you have any other question.:)

Regards,
Peter