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Submitted by on Fri, 07/08/2005 - 17:43
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I wanted to know if I could have cash advances, payday loans consolidated. I have currently have 6 payday loans that I desperatly want to be over. I want to know if I can get help consolidating them.


Hi Teresa,

Welcome to the forums.

You can consolidate your outstanding payday loans and cash advances through debt consolidation programs.
All types of unsecured loans can be consolidated through debt management programs.

Hope this helps.

Regards
Peter


Submitted by peter on Sat, 07/09/2005 - 02:45

peter

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Hi Teresa

Welcome to the forums. As you said that you are having 6 payday loans, the interest rates might be building up on these loans each day. You can get them consolidated and reduce your debt through this program.

The consultant will bargain with your lender and cut the late charges accrued on it. You will be required to pay the reduced amount after setting up a monthly payment plan with the help of the consultant in the debt consolidation program.

Since you must have experienced the hard effects of taking a payday loan, you should try to avoid using them again in the future. They not only build with additional interest rates each month, but also reduce the hard working efficiency of a person. If you still feel taking such loans for your urgent needs, then make sure that these loans are paid within the due date.

Regards
Roxette


Submitted by roxette on Sat, 07/09/2005 - 10:25

roxette

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[quote=Teresa]I wanted to know if I could have cash advances, payday loans consolidated. I have currently have 6 payday loans that I desperatly want to be over. I want to know if I can get help consolidating them.[/quote]

Yes, you could consolidate payday loans. These payday loans are unsecured, correct? This company deals with unsecured loans. So, you should be fine. Just register on the form on the home page and a representative will get in contact with you as soon as possible.



I feel you pain concerning those payday loans. It is called costly cash for a reason. You should try to avoid these loans to the best of your ability.



There are other options instead of seeking payday loans. For instance, you could shop for a credit card with the lowest apr.



This would be a better deal than the high interest payday loans that you are receiving. In addition, you could look for an advance of pay from your employer or a loan from a friend or a small credit union.



Also, ask you creditors if they could extend your pay date. They are usually reasonable if you are asking for an extension for a few days. Well these are just a few alternatives to the expensive high interest payday loans. It is costly cash that could get you in trouble.


Submitted by benjaminz6 on Sat, 07/09/2005 - 23:17

benjaminz6

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