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free reports geographically from 1st September of 2005

Date: Sun, 07/10/2005 - 11:25

Submitted by BlogTintin
on Sun, 07/10/2005 - 11:25

Posts: 168 Credits: [Donate]

Total Replies: 1


Report from http://www.ftc.gov

The three major consumer reporting companies are :-


  • Equifax
  • Experian
  • TransUnion


As per the reports from http://www.ftc.gov They are phasing in free reports geographically through September 1, 2005. After which the free reports will be accessible to all Americans.

But Free reports were available to some states before hand as well,

Since 1st December 2004(Western states)
[list=1]
  • Alaska
  • Arizona
  • California
  • Colorado
  • Hawaii
  • Idaho
  • Montana
  • Nevada
  • New Mexico
  • Oregon
  • Utah
  • Washington
  • Wyoming


    Since 1st March 2005 (Midwestern states)
    [list=1]
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Michigan
  • Minnesota
  • Missouri
  • Nebraska
  • North Dakota
  • Ohio
  • South Dakota
  • Wisconsin


    Since 1st June 2005 (Southern states)
    [list=1]
  • Alabama
  • Arkansas
  • Florida
  • Georgia
  • Kentucky
  • Louisiana
  • Mississippi
  • Oklahoma
  • South Carolina
  • Tennessee
  • Texas

    From September 2005 (Eastern states
    [list=1]
  • Connecticut
  • Delaware
  • Maine
  • Maryland
  • Massachusetts
  • New Hampshire
  • New Jersey
  • New York
  • North Carolina
  • Pennsylvania
  • Rhode Island
  • Vermont
  • Virginia
  • and West Virginia, the District of Columbia
  • Puerto Rico
  • all U.S. territories


    The above mention companies are using


    • one website http://www.annualcreditreport.com
    • one toll-free telephone number 1-877-322-8228
    • one mailing address (complete the Annual Credit Report Request Form and mail it to: Annual Credit Report Request Service, P.O. Box 105281, Atlanta, GA 30348-5281. )


    You can get the complete form (click here)

    Here I sign off for the day, people keep watch over credit report to maintain a good financial health.

    Tintin


  • Hi Tintin,

    Welcome to the forums. Hearing from you after a long time. Hope that you must be having a wonderful time. :D

    Yes, credit reports are offered free of cost in many parts of America. Credit reports help in understanding the latest financial position of an individual and based on this track record, a person acquires new credit.

    It is very important to keep the credit report clean as it is one of the most important financial documents of an individual and based on this report, his credit worthiness is analyzed.

    Hope that you will further keep on posting helpful information in the forums for community welfare.

    Keep in touch.
    Regards
    Roxette


    lrhall41

    Submitted by roxette on Mon, 07/11/2005 - 12:19

    ( Posts: 4009 | Credits: )