Collection agency
Date: Fri, 07/22/2005 - 12:06
Asset Acceptance collection Agency has sent a notoce of Artbitartion for a debt collection for someone whose name is similar to mine but has differnet social security number. Also my credit file has all the accounts of the other person who is being sued. I have cleaned my credit histoty but since then I,m reciveing all the collection agencies call for this person. I need your help thanks
Hi Welcome to the forums. It is possible that the credit bure
Hi
Welcome to the forums. It is possible that the credit bureaus sometimes enter wrong information in an individual credit file because they deal with large number of data each day.
You can rectify this problem by filing a dispute with the credit agency that is reporting wrong information. You can also acquire your credit report from the other two bureaus and show that these entries have been wrongly reported.
The collection agency also tried to contact you because they were looking for the person similar to your name. The fdcpa law does not restrict them from contacting you but it is a violation of the law if they continue to contact you even after you have sent a written letter to stop communication.
You can visit the letters section in this site to send a formal dispute letter to the concerned agency.
http://www.debtconsolidationcare.com/letters/
If you face any problem, do not hesitate in asking us in the forums.
Regards
Roxette
