Past Mistakes
Date: Sat, 07/23/2005 - 10:03
During college, I didn't have enough money to pay all of my bills and I got caught up in the credit card/ payday loan trap. Being a single person, it has been extremely hard to get everything paid on time as there seems to be a fee for everything anymore. Now, I have a very good paying job and I work two other part-time ones just to get by, well barely by. However, I have so much debt that it is so frustrating. I have trouble paying even for necesseties. I keep trying to pay off my payday loans, because that is where my major problem is. I am making progress, but I can't seem to get them all just paid off completely because the fees are so high. I want to concentrate on my work and just live a normal life, but having to constantly worry about bills and money, it makes life very stressful. Can you help without charging huge fees for your help? It seems that most debt consolidation companies charge $50-$100 a month just to help people get out of debt. That doesn't help people like me who don't need another bill every month, who already have enough debt as it is.
Olivia,
Olivia,
You can take of this without alot of money outlay. Have you filled out the form on the this website to receive help? The firm that called me hooked me up with a company that will negotiate your payday loans down and will only charge you 35% of the amount of money you save. ie: if you owe $500 and they settle for $300 you owe the firm $95 for their services.
During college, I didn't have enough money to pay all of my bills and I got caught up in the credit card/ payday loan trap. Being a single person, it has been extremely hard to get everything paid on time as there seems to be a fee for everything anymore. Now, I have a very good paying job and I work two other part-time ones just to get by, well barely by. However, I have so much debt that it is so frustrating. I have trouble paying even for necesseties. I keep trying to pay off my payday loans, because that is where my major problem is. I am making progress, but I can't seem to get them all just paid off completely because the fees are so high. I want to concentrate on my work and just live a normal life, but having to constantly worry about bills and money, it makes life very stressful. Can you help without charging huge fees for your help? It seems that most debt consolidation companies charge $50-$100 a month just to help people get out of debt. That doesn't help people like me who don't need another bill every month, who already have enough debt as it is.