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On a Pacific Bell acct.which was an identety theft acct.I'm being held responsible for I already cleared one acct up from same company. How come this one diddn't get cleared ?? nor did I recieve the depososition form , And can I do it on line??
Welcome to the forums
You have paid one Pacific bell account which was an identity theft account. But as it is still appearing in the books of the company you should ask them about the debt rather you should ask them to validate the debt.
As per the Federal law they are bound to give you a response in writing about this. Also send a complaint letter to FTC stating in detail about the incident. They will take necessary actions if they found that the company has resorted to any unfair and illegal steps.
In addition if the company validates your debt and if it is found that it is a valid debt then you have to pay off the debts as soon as possible.
Hope you will find this information useful
Regards
Peter
Sub: #1 posted on Wed, 07/27/2005 - 03:23
(Posts: 285 | Credits: )
Sub: #2 posted on Mon, 08/08/2005 - 08:32
Welcome to the forums. Please call Asset Acceptance at the customer care cell (1-877-768-9844) and request them to verify the said bill providing the following information:
If Asset Acceptance fails to provide you the following information regarding this bill, then you have the right to get it removed from your credit report.
Please get this needful done immediately because it is hampering your credit file regularly.
Regards
Roxette
Sub: #3 posted on Mon, 08/08/2005 - 11:21
(Posts: 4009 | Credits: )
Sub: #4 posted on Wed, 04/11/2007 - 07:42
Sub: #5 posted on Fri, 09/05/2008 - 14:36
Sub: #6 posted on Fri, 09/05/2008 - 14:36
Sub: #7 posted on Fri, 09/05/2008 - 14:49
Moderators Cum Industry Expert
(Posts: 4665 | Credits: )
Sub: #8 posted on Fri, 09/05/2008 - 20:54
(Posts: 114 | Credits: )
When it comes to debt validation, all the company has to provide is original creditor info, and balance info (principal vs. interest) the burden of proof is on the consumer to prove the account is not theirs, in most cases some sort of proof that the account has been paid prior to being purchased by Asset, or some sort of documentation regarding id theft.
Asset doesnt buy "junk debt" . Lets say the make a purchase from citibank they may purchase 1million accounts, now some of the accounts may be 10, 15, 20 years old but that would be a very small percentage of accounts, most accounts are within the statute of limitations for suit, Asset is a suit driven company, most of their profit comes from suits
Sub: #9 posted on Wed, 09/17/2008 - 18:52
In regards to burden of proof being with the debtor please prove that you do not owe me the $5,000,000 that I claim you owe me. By your statement I am now $5 MILLOION richer and it was all based on a lie.
In our legal system the party making the claim has to prove that the money is owed. They only thing the "debtor" has to prove is the defense.
You take me to court saying that I owe you money and you cannot prove it YOU LOSE.
Assest was never able to prove their claim against me, they only came up with self made documents stating that I owed them. That is not legal proof, refer back to the $5 million.
Sub: #10 posted on Wed, 09/17/2008 - 23:51