quest

Hi Syeda,

Welcome to forums.

debt consolidation covers all your unsecured debts and your creditors are paid regularly. If you go for a debt consolidation program you need not pay multiple creditors, but only one consolidated payment and that is much lower than the amount you had to pay earlier and the interest rate is also reduced.

Also interest charges, over-limit charge, late payment charges are eliminated from your outstanding amount.

Moreover you will see your credit report improve as you keep erasing your debt by paying off monthly installments as per the repayment plan suggested by the debt consolidation company. As a result, your credit score starts to improve and remove the negative marks from your credit report.

Debt consolidation also doesn't leave any bad effects on your credit report like bankruptcy.

If you want to know more about the merits of debt consolidation, you can visit the following URL ???

http://www.debtconsolidationcare.com/benefits.html

Regards,
Bryan