i just filed chapter 7
Date: Thu, 07/28/2005 - 05:49
I can't afford a chapter 13. I did the only thing that will help anybody with major debt. I got myself a good attorney and filed chapter 7. Thank God!!!!!
Chapter 7 bankruptcy
Hi James,
Welcome to the debt consolidation care forums.
You have already filed chapter 7 bankruptcy but you need to keep in mind that bankruptcy can affect your credit report. This negative information will stay for a maximum period of 10 years.
However, before filing for bankruptcy you should have looked for other options.What i feel is that debt consolidation would have been a better way for you to get rid off debt. The debt consolidation company will negotiate with your creditors on your behalf and offer you a step by step repayment program which will suit your pocket.
To get a clear picture you may visit the following pages :
- http://www.debtconsolidationcare.com/avoid-bankruptcy.html
- http://www.debtconsolidationcare.com/debt-settlement.html
All the best.
Regards,
Samuel