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I am in need of desperate help.
I currently have 8 payday loans outstanding and when I get paid next Friday they will be taking their chunk of my paycheck. My husband is out of work and I am the sole provider for us right now. I am also looking for part time work.
My question is how can I prevent them from debiting my checking account next week without closing my bank account. If I stop the automatic deposit on my check then I will be hit with bounced check fees. I am at wits end with this nightmare.
I have signed up for the debt mgmt program and someone will hopefully call me tomorrow or later, but meanwhile if someone can let me know what to do.

Hi snakeayes
Welcome to the forums

You have already enrolled in the debt management program. This suggests that you are very much conscious about your financial health. You have taken the right step towards leading a debt free life. Please wait as the consultant from the debt management company will guide as to what your course of action will be.

In case they do not call you up then you can call them up and ask them about the possible solution. Please do not stress yourself out. Further ask the payday loan companies that you have registered yourself in the debt management program and you will be paying off the payday loan gradually through debt management plan and not to debit your checking account.

Hope you will find this information useful


Sub: #1 posted on Fri, 07/29/2005 - 03:39

peter peter

(Posts: 285 | Credits: )

When I signed into this website, I got a call the next day from United Christian Financial. Today I talked to someone again regarding payday loans and they do not handle these types of bills. The man I spoke to suggested I apply for a loan to pay them off.
The last thing I need right now is another loan.
Is this company affiliated with your programs or should I call the number listed in the website.

Sub: #2 posted on Thu, 08/04/2005 - 19:44

snakeayes snakeayes

(Posts: 3 | Credits: )


Contact this company. BHR&Assoc. 1-949-786-9020. United Christian put me in touch with them. Not sure why they didnt do that for you. They are handling my payday loans, and got me a settlement for 50% of what I owed on 2 of them.

Also, call your bank and tell them that you want to put stop payments on the pay day loans. That will keep them from coming out. It will probably cost you money as it would be like putting a stop payment on check, but that should give you some breathing room until you can get in touch with BHR.

The way BHR works is you dont pay anything upfront. They will negotiate with the loan companies, and if they get a settlement that you like, you pay them 35% of what you SAVE. So if you had a $500 pay day loan and they negotiated it down to $250. You owe BHR $87.50. They are great to work with!

Sub: #3 posted on Fri, 08/05/2005 - 06:51

vwh vwh

(Posts: 125 | Credits: )

I will definitely call them today and I will work with my bank for my next payday.
Thanks for the information.

Sub: #4 posted on Fri, 08/05/2005 - 06:58

snakeayes snakeayes

(Posts: 3 | Credits: )

I have called the number you listed but can only get a recording. Please help.

Sub: #5 posted on Wed, 08/17/2005 - 00:04

yobubno yobubno

(Posts: 1 | Credits: )

You can contact them in the business hours. Hope that they will be available at that time.

Sub: #6 posted on Wed, 08/17/2005 - 10:36

ben ben

(Posts: 2034 | Credits: )


Sub: #7 posted on Thu, 08/18/2005 - 13:17



Welcome to the forums. You can take care of your payday loans by putting them in the consolidation program.

This program will combine all the multiple debts into one loan amount and you will be offered easy monthly installments at lower rate of interest.

The consultant working in this program will negotiate with your creditors to reduce all the financial charges, late fees from the total amount of your debt.

You will be offered easy monthly installments that will suit to your present financial situation and help you in achieving a debt free life quicker.


Sub: #8 posted on Thu, 08/18/2005 - 14:04

roxette roxette

(Posts: 4009 | Credits: )

how much does bhr&assoc charge for their services in getting help with payday loans?

Sub: #9 posted on Sat, 02/18/2006 - 06:32


Patrice, every company has their own specific policies. It will be better to discuss the charges with their consultant individually. I have heard some people saying the charges to be quite higher. But you should take their counseling and see if it suits to your situation.

Sub: #10 posted on Sat, 02/18/2006 - 09:18

david david

(Posts: 1231 | Credits: )

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