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Getting a loan through your bank

Submitted by Lindsey on Thu, 08/04/2005 - 08:19
Posts: 362
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Since my credit in the "very poor" range, I didn't think I could get a decent loan from my bank...
I found out, however, that if you offer to put 10-20% of your loan down, you'll have a MUCH better chance of getting a loan.
So...when you go to apply for a loan, try to have a co-signer, some collateral and something to put down on the loan.