Insulation

Thats a real legal question specific to the state you live in. I would have that person contact a lawyer

Please allow me to suggest you reading this article posted by the Moderator of this website Roxette at the following link.

http://forums.debtcc.com/forums/about2447.html

Their has to be a mutual understanding between a marital relationship. It needs to be understood personally from inside first before anyone can put comments on it.

Legally speaking, both of the individuals have their own credit identity and will not have any interference in any of the credit reports. If they manage their finance independently, then the accounts will not coincide but if they jointly sign some agreement, then both will have to face the consequences.

I would still contact an attorney. State laws are different.