Credit Cards

Hi Melanie

Welcome to the forums. Your credit ratings will keep improving after you take the help of the debt consolidation program. As this program will offer easy monthly installments at lower rate of interest, you will be eased in completing all your payments with your creditors.

It is nice that your debt has not been late and has not been sent to the collections even. This is because you have kept your accounts current. If you consider debt consolidation program at this point, the monthly payments will be much lower than the payments that you make to your creditors.

If you consider some easy and lower repayments, debt consolidation program will be helpful to you without hurting your credit file. We all understand that our credit report is the most important financial document and every step should be taken to keep it clean.

Regards
Roxette