serious help needed!

Hi sharde

I feel that you should shape your life nicely at this age instead of maxing up with your credit cards. You should consider using only those cards which you think are important and close other accounts.

Regarding your present debt, you can consolidate them into one loan amount and that will offer you easy monthly repayments. All your debts will be combined into one loan amount and you will be offered lower rates of interest.

Your total amount of debt will also be reduced in the consolidation program as it will eliminate most of the financial charges and the late fees. This will make your total contribution towards your debt much easier.

Additionally, the debt consolidation program has some other benefits which have been explained clearly in this page.

http://www.debtconsolidationcare.com/benefits.html

You should also try to follow a fixed monthly budget so that you have a complete record of all your financial transactions. You will have to go a long way ahead in your life and considering the responsibilities involved, a bit of planning will make things easier.

Hi Sharde,

It seems that you are going into profound debt day by day. You should try to stop the situation going to its worst.

You can plan some policies to repay your debts gradually. If you find it really difficult, you can undergo a counseling with a professional. The consultant will be able to show you the right way according to your financial state.

Regards,
Bryan