Debtconsolidationcare.com - the USA consumer forum

serious help needed!

Date: Sat, 08/20/2005 - 14:47

Submitted by anonymous
on Sat, 08/20/2005 - 14:47

Posts: 202330 Credits: [Donate]

Total Replies: 2


:oops: okay, well where to begin??? let's just start out with the basics....i just turned 19. i have a beautiful 11 month old daughter. a $7500 car loan, 4 credit cards....all of which are maxed out. (totaling up over $2500.) and other serious problems going on. i am so stressed out, and basically have no money. what money i do have, is spent paying bills, and buying things my daughter needs. (according to the grand ol' state of ks. i make too much money for any assistance!) :? anyone have any advice to help me out???? anything, and i mean anything would be greatly appreciated.


Hi sharde

I feel that you should shape your life nicely at this age instead of maxing up with your credit cards. You should consider using only those cards which you think are important and close other accounts.

Regarding your present debt, you can consolidate them into one loan amount and that will offer you easy monthly repayments. All your debts will be combined into one loan amount and you will be offered lower rates of interest.

Your total amount of debt will also be reduced in the consolidation program as it will eliminate most of the financial charges and the late fees. This will make your total contribution towards your debt much easier.

Additionally, the debt consolidation program has some other benefits which have been explained clearly in this page.

http://www.debtconsolidationcare.com/benefits.html

You should also try to follow a fixed monthly budget so that you have a complete record of all your financial transactions. You will have to go a long way ahead in your life and considering the responsibilities involved, a bit of planning will make things easier.


lrhall41

Submitted by ben on Sat, 08/20/2005 - 15:26

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Hi Sharde,

It seems that you are going into profound debt day by day. You should try to stop the situation going to its worst.

You can plan some policies to repay your debts gradually. If you find it really difficult, you can undergo a counseling with a professional. The consultant will be able to show you the right way according to your financial state.

Regards,
Bryan


lrhall41

Submitted by 4u.bryan on Sat, 08/20/2005 - 15:32

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