a supposed bad debt with AA/Bally's
Date: Fri, 08/26/2005 - 13:02
I too have a supposed bad debt with Bally's. The original membership was started in 1994 in VA. A year later I moved to NM and attempted to cancel my membership as there was no Bally's in my state. Then a few years later I found out that I have this debt. Last month I received another letter from "Tate & Kirlin Assoc." re this account. I've checked my credit report and there is nothing negative, including this "item" on there. So, I'm assuming it doesn't matter anymore. It seems that I should just ignore this issue and hope they give up someday. Would that be a wise thing to do?
Hi Kate Welcome to the forums. You should feel comfortable a
Hi Kate
Welcome to the forums. You should feel comfortable as long as no one is trying to put negative information on your credit report. This is one of the most prestigious financial documents and is evaluated when you are looking for new credit. Keep a religious check on your report as it will definitely prove very helpful.
In regards to the collection agency, you should use your consumer rights as per the fdcpa law and get rid of the harassments.
Regards
Roxette
