Debt consolidation for secured debt

If you mean an auto loan, they sure can! I'm in the process of consolidating MY auto loan. If the loan is with your bank, you can ask them to refinance it for you.

I know that this company does not consolidate the secured debts.

All the unsecured debts like the credit card bills, collection bills, and old utility bills can be put in the consolidation program with this company.

can cost and fines and payday advance loans be put into the consolidation

Yes, you can consolidate payday loans if that is what you want to know. However, you may wish to check the legal status of the lenders in your state before trying to consolidate them. Not all lenders are operating in all the states legally.

Do you know the pdl laws of your state? We may help you with it if you let us know where you reside.

Please clarify for your question you want debt consolidation OR Auto Loans ??